Decision No. 02/2002/QD-NHNN adjusts the maximum deposit interest rate for legal entities in dollars at credit institutions, effective from January 1, 2002. The interest rates are specified for each term and subject to adjustment.
적용 범위
Legal entities at credit institutions (excluding credit institutions themselves) include: economic organizations, state agencies, armed forces units, political organizations, political-social organizations, social organizations, occupational social organizations, social funds, charitable funds, and foreign legal entities operating in Vietnam.
핵심 사항
- Legal entities at credit institutions may deposit funds without a fixed term with a maximum interest rate of 0.10% per annum.
- Legal entities at credit institutions may deposit funds with a fixed term up to six months with a maximum interest rate of 0.50% per annum.
- Legal entities at credit institutions may deposit funds with a fixed term over six months with a maximum interest rate of 1.00% per annum.
🌐 이 문서의 사회적 영향
- Positive impact: Citizens and businesses have additional information on the lending interest rates for legal entities at credit institutions.
- Negative impact: Credit institutions must adjust their interest rates according to the new regulations, which may affect profits and business operations.
❓ 자주 묻는 질문
What is the maximum interest rate for deposits without a fixed term in dollars?
The maximum interest rate for deposits without a fixed term in dollars for legal entities at credit institutions is 0.10% per annum.
What is the maximum interest rate for deposits with a fixed term up to six months in dollars?
The maximum interest rate for deposits with a fixed term up to six months in dollars for legal entities at credit institutions is 0.50% per annum.
What is the maximum interest rate for deposits with a fixed term over six months in dollars?
The maximum interest rate for deposits with a fixed term over six months in dollars for legal entities at credit institutions is 1.00% per annum.
When does this decision take effect?
This decision takes effect from January 1, 2002.
What were the previous regulations regarding the interest rate for dollar deposits by legal entities at credit institutions?
Previous regulations regarding the interest rate for dollar deposits by legal entities at credit institutions that conflict with this decision shall cease to be enforceable.
전문
DECISION OF THE GOVERNOR OF THE STATE BANK
REGARDING THE ADJUSTMENT OF THE MAXIMUM DEPOSIT INTEREST RATE IN US DOLLARS
FOR LEGAL ENTITIES AT CREDIT ORGANIZATIONS
THE GOVERNOR OF THE STATE BANK
WHEREAS, the Law on the State Bank of Vietnam and the Law on Credit Organizations dated December 12, 1997;
WHEREAS, Decree No. 15/CP dated March 2, 1993 of the Government on the tasks, powers, and responsibilities for state management of ministries and ministerial-level agencies;
ON THE RECOMMENDATION OF THE HEAD OF THE MONETARY POLICY DEPARTMENT;
DECISION:
Article 1The maximum deposit interest rate in US dollars for legal entities at credit organizations shall be as follows:
UNFIXED TERM DEPOSITS MAXIMUM IS: 0.10% PER YEAR.
FIXED TERM DEPOSITS UP TO 6 MONTHS MAXIMUM IS: 0.50% PER YEAR.
FIXED TERM DEPOSITS OVER 6 MONTHS MAXIMUM IS: 1.00% PER YEAR.
The term "legal entity" referred to herein includes: economic organizations, except credit organizations; state agencies; armed forces units; political organizations; socio-political organizations; social organizations; occupational social organizations; social funds; charitable funds; other organizations meeting the conditions stipulated in Article 94 of the Civil Code; foreign legal entities operating in Vietnam.
Article 2The maximum deposit interest rate in US dollars for legal entities at credit organizations prescribed in this Decision shall take effect from January 1, 2002. Any previous regulations concerning the deposit interest rate in US dollars for legal entities at credit organizations that conflict with this Decision shall cease to be effective.
Article 3The heads of units under the State Bank, the Governors of the State Bank Branches in provinces and cities, the Boards of Directors and General Managers (Directors) of credit organizations are responsible for implementing this Decision./.
관계도
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