Decision No. 07/2007/QD-NHNN stipulates that the interest rate for US dollar deposits of legal entities at credit institutions shall be determined through negotiation between the credit institution and the legal entity. This decision takes effect from March 1, 2007.
적용 범위
Credit institution; Legal entity (including: economic organizations, state agencies, people's armed forces units, political organizations, political-social organizations, political-social-professional organizations, social organizations, social-professional organizations, social funds, charitable funds; other organizations meeting the conditions set forth in Article 84 of the Civil Code).
핵심 사항
- Credit institutions determine the interest rate for US dollar deposits of legal entities according to the negotiated mechanism.
- Legal entities include the organizations and units mentioned in this provision.
- This decision takes effect from March 1, 2007, replacing Decision No. 1247/QD-NHNN of 2005.
- The adjustment of interest rates for the balance of US dollar deposits of legal entities at the time this decision comes into force shall be reviewed and agreed upon by the credit institution and the legal entity.
🌐 이 문서의 사회적 영향
- Positive impact: Helps increase flexibility in adjusting interest rates, aligning with the capital needs of legal entities.
- Negative impact: May cause difficulties for credit institutions in managing interest rate risks.
❓ 자주 묻는 질문
How is the interest rate for US dollar deposits of legal entities determined?
The interest rate for US dollar deposits of legal entities is determined by credit institutions according to the negotiated mechanism between both parties.
To whom does this decision apply?
This decision applies to credit institutions and legal entities (including economic organizations, state agencies, people's armed forces units, political organizations, political-social organizations, political-social-professional organizations, social organizations, social-professional organizations, social funds, charitable funds; other organizations meeting the conditions set forth in Article 84 of the Civil Code).
When does this decision take effect?
This decision takes effect from March 1, 2007.
How is the adjustment of interest rates for the balance of US dollar deposits of legal entities carried out?
The adjustment of interest rates for the balance of US dollar deposits of legal entities at the time this decision comes into force shall be reviewed and agreed upon by the credit institution and the legal entity.
What regulation does this decision replace?
Decision No. 1247/QD-NHNN of 2005 on the adjustment of maximum interest rates for US dollar deposits of legal entities at credit institutions.
전문
Pursuant to …;
Decision No. 07/2007/QĐ-NHNN of the State Bank of Vietnam on interest rates for US dollar deposits of legal entities at credit institutions
by US dollars of legal entities at credit institutions
_________________
GOVERNOR OF THE STATE BANK OF VIETNAM
Pursuant to the Law on the State Bank of Vietnam 1997; the Law Amending and Supplementing Certain Provisions of the Law on the State Bank of Vietnam 2003;
Pursuant to the Law on Credit Institutions 1997; the Law Amending and Supplementing Certain Provisions of the Law on Credit Institutions 2004;
Pursuant to Decree No. 52/2003/NĐ-CP dated May 19, 2003 of the Government stipulating the functions, tasks, powers, and organizational structure of the State Bank of Vietnam;
At the proposal of the Director of the Monetary Policy Department,
Pursuant to …;
Article 1. Credit institutions shall determine the interest rate for US dollar deposits of legal entities through negotiation, in accordance with the capital needs for business operations, supply and demand in the domestic market, and international market interest rates.
The legal entities referred to in this Article include: economic organizations; state agencies, people's armed forces units; political organizations, political-social organizations; political-social-professional organizations, social organizations, social-professional organizations; social funds, charitable funds; other organizations meeting the conditions specified in Article 84 of the Civil Code.
Article 2.
1. This Decision takes effect from March 1, 2007. Decision No. 1247/QĐ-NHNN dated August 26, 2005 on adjusting the maximum interest rate for US dollar deposits of legal entities at credit institutions ceases to be effective.
2. The adjustment of interest rates for the balance of US dollar deposits of legal entities at the time this Decision takes effect shall be examined and agreed upon by credit institutions and legal entities.
Article 3. The Heads of the Office, the Director of the Monetary Policy Department, and the Heads of units under the State Bank of Vietnam, the Governors of the State Bank of Vietnam branches in provinces and centrally governed cities; Chairmen of the Boards of Management and General Directors (Directors) of credit institutions are responsible for implementing this Decision./.
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