Decision No. 122/2001/QD-NHNN On the issuance of the Model Charter on the organization and operation of State Commercial Banks

Decision No. 122/2001/QD-NHNN issues the Model Charter on the organization and operation of State Commercial Banks, replacing previous decisions. This Charter stipulates contents related to the organization and operation of state commercial banks.

Document No.122/2001/QĐ-NHNN
Document typeDecision
Issuing authorityState Bank of Vietnam
Signed byTrần Minh Tuấn — Phó Thống đốc
Updated01/07/2026
SectorBanking
FieldUncategorized
Issued date20/02/2001
Effective date07/03/2001
Expiry date20/10/2012
StatusExpired
✦ Smart summary

Decision No. 122/2001/QD-NHNN issues the Model Charter on the organization and operation of State Commercial Banks, replacing previous decisions. This Charter stipulates contents related to the organization and operation of state commercial banks.

Key points

  • State Commercial Banks → shall be issued with the Model Charter on organization and operation pursuant to this decision
  • The Decision shall take effect fifteen days from the date of signature, replacing Decision No. 318/QD-NHNN of 1996

🌐 Social impact of this document

  • State Commercial Banks will follow the new Model Charter, improving management and operational efficiency
  • The new Charter may affect the operating procedures and responsibilities of units under the State Bank

❓ Frequently asked questions

Who does this Decision apply to?

The Decision applies to State Commercial Banks.

When does the Decision take effect?

The Decision takes effect fifteen days from the date of signature.

Which decision does this Decision replace?

This Decision replaces Decision No. 318/QD-NHNN of 1996.

Full text

Pursuant to …;

Regarding the issuance of the Model Charter on the organization and operation of State Commercial Banks

Pursuant to the Law on the State Bank of Vietnam No. 01/1997/QH10 and the Law on Credit Organizations No. 02/1997/QH10 dated December 12, 1997;

__________________

GOVERNOR OF THE STATE BANK OF VIETNAM

The Model Charter on the organization and operation of State Commercial Banks is hereby promulgated together with this Decision.

Pursuant to the Government Decree No. 15/CP dated March 2, 1993 on the tasks, powers, and responsibilities for state management of ministries and ministerial-level agencies;

Pursuant to Decree No. 49/2000/ND-CP dated September 12, 2000 of the Government on the organization and operation of commercial banks;

Issued herewith are the Regulations on Loan Classification, Provisioning, and Utilization for Credit Risk Management in Banking Activities of Credit Institutions.

Pursuant to …;:

Article 1

This Decision shall take effect fifteen days from the date of signature and shall supersede Decision No. 318/QĐ-NHNN5 dated November 25, 1996 issued by the Governor of the State Bank of Vietnam on the Model Charter on the organization and operation of State-owned banks.

Article 2

The Heads of the Office, Directors of the Department of Banks and Non-Bank Credit Institutions, Heads of units under the State Bank of Vietnam, Governors of the State Bank of Vietnam Branches in provinces and centrally-administered cities, Chairmen of the Board of Management, and General Directors of State Commercial Banks are responsible for implementing this Decision./.

Article 3

The Director of the Office, the Head of the Department of Banks and Non-Bank Credit Institutions, the Heads of Units under the State Bank, the Governors of the State Bank Branches in provinces and centrally governed cities, the Chairmen of the Boards of Directors, and the General Managers of State Commercial Banks are responsible for implementing this Decision./.

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