Decision No. 131/2003/QĐ-NHNN adjusts the refinancing interest rate of the State Bank for banking credit institutions from 0.55% per month (6.6% per year). This decision takes effect from March 1, 2003, and replaces Decision No. 839/2001/QĐ-NHNN.
적용 범위
Banking credit institutions
핵심 사항
- Banking credit institutions → are subject to adjustment of the refinancing interest rate of the State Bank from 0.55% per month (6.6% per year)
🌐 이 문서의 사회적 영향
- Positive impact: Reduces borrowing costs for banking credit institutions, helping to lower lending rates for customers.
- Negative impact: May cause difficulties in monetary management and macroeconomic stability if the interest rate is too low.
❓ 자주 묻는 질문
What is the new refinancing interest rate?
The new refinancing interest rate of the State Bank for banking credit institutions is 0.55% per month (6.6% per year).
When does this decision take effect?
This decision takes effect from March 1, 2003.
What was the old refinancing interest rate for banking credit institutions?
The old interest rate was adjusted according to Decision No. 839/2001/QĐ-NHNN, but has been replaced by this decision.
Must banking credit institutions immediately implement the new interest rate?
Banking credit institutions will be subject to adjustment of the refinancing interest rate from 0.55% per month (6.6% per year) starting from March 1, 2003.
Will the outstanding refinancing loan balance be adjusted according to the new rate?
No, the outstanding refinancing loan balance of banking credit institutions at the State Bank as of February 28, 2003, continues to be implemented according to the interest rate stated on the promissory note, without adjustment according to the new interest rate specified in Article 1.
전문
Pursuant to …;
Regarding the adjustment of the rediscount rate of the State Bank
for credit institutions that are banks
-------------------------
GOVERNOR OF THE STATE BANK OF VIETNAM
Pursuant to the Law on the State Bank of Vietnam No. 01/1997/QH10 dated December 12, 1997;
Pursuant to Decree No. 86/ND-CP dated November 5, 2002 of the Government stipulating the functions, tasks, powers, and organizational structure of ministries and ministerial-level agencies;
Pursuant to the proposal of the Director of the Monetary Policy Department,
Pursuant to …;
Article 1. The rediscount rate of the State Bank for credit institutions that are banks is now adjusted to 0.55% per month (6.6% per year).
Article 2. This Decision takes effect from March 1, 2003 and replaces Decision No. 839/2001/QD-NHNN dated June 29, 2001 of the Governor of the State Bank on adjusting the rediscount rate of the State Bank for credit institutions that are banks.
Article 3. The outstanding balance of rediscount loans of credit institutions with the State Bank as of February 28, 2003 shall continue to be implemented according to the interest rate specified in the loan agreement, without adjustment to the rate prescribed in Article 1 above.
Article 4. The Director of the State Bank Office, Heads of units under the State Bank of Vietnam, Governors of State Bank Branches in provinces and cities, Chairmen of Management Boards and General Directors (Directors) of credit institutions are responsible for implementing this Decision.
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