Decision No. 14/2007/QD-NHNN of the State Bank of Vietnam issuing the Regulation on Classification of People's Credit Funds, replacing previous regulations. This regulation applies to people's credit funds and takes effect from the date of publication in the Official Gazette.
适用范围
People's credit funds
要点
- People's Credit Fund → is classified based on criteria stipulated in the Regulation, including: number of customers, outstanding loans, credit quality, risk management, and compliance with laws.
- The Governor of the State Bank of Vietnam → has the authority to approve or reject the classification proposal submitted by the Chief Inspector of the State Bank of Vietnam.
🌐 本文件的社会影响
- Positive impact: This regulation helps improve the operational quality and risk management of people's credit funds, thereby enhancing financial stability within the banking system.
- Negative impact: The classification requirements may impose strict compliance pressures on people's credit funds, affecting their business operations and profits.
❓ 常见问题
Who does this regulation apply to?
This regulation applies to people's credit funds.
What are the classification criteria for people's credit funds?
The classification criteria include: number of customers, outstanding loans, credit quality, risk management, and compliance with laws.
What rights does the Governor of the State Bank have?
The Governor of the State Bank has the right to approve or reject the classification proposal submitted by the Chief Inspector of the State Bank.
When does this regulation take effect?
This decision takes effect fifteen days after its publication in the Official Gazette.
How does this regulation replace old provisions?
This decision replaces Decision No. 467/2000/QD-NHNN and Decision No. 1601/2001/QD-NHNN.
全文
Pursuant to …;
Issuing the Regulation on Classification of People's Credit Funds
______________
GOVERNOR OF THE STATE BANK OF VIETNAM
Pursuant to the Law on the State Bank of Vietnam 1997; the Law Amending and Supplementing Certain Articles of the Law on the State Bank of Vietnam 2003;
Pursuant to the Law on Credit Organizations 1997; the Law Amending and Supplementing Certain Articles of the Law on Credit Organizations 2004;
Pursuant to Decree No. 52/2003/ND-CP dated May 19, 2003, issued by the Government, detailing the functions, tasks, powers, and organizational structure of the State Bank of Vietnam;
Pursuant to the Government Decree No. 48/2001/NĐ-CP dated August 13, 2001 on the organization and operation of People's Credit Funds and the Government Decree No. 69/2005/NĐ-CP dated May 26, 2005 amending and supplementing certain articles of the Government Decree No. 48/2001/NĐ-CP dated August 13, 2001 on the organization and operation of People's Credit Funds;
At the proposal of the Inspector General of the State Bank of Vietnam.
DECISION:
Article 1. The Regulation on Classification of People's Credit Funds is hereby promulgated together with this Decision.
Article 2. This Decision shall take effect fifteen days from the date of publication in the Official Gazette and shall replace the following Decisions:
- Decision No. 467/2000/QĐ-NHNN3 dated November 7, 2000 of the Governor of the State Bank of Vietnam promulgating the Regulation on Classification of People's Credit Funds.
- Decision No. 1601/2001/QĐ-NHNN dated December 28, 2001 of the Governor of the State Bank of Vietnam amending and supplementing certain provisions of the Regulation on Classification of People's Credit Funds issued pursuant to Decision No. 467/2000/QĐ-NHNN3 dated November 7, 2000 of the Governor of the State Bank of Vietnam.
Article 3. The Heads of the Office, the Inspector General of the State Bank of Vietnam, the Heads of relevant units under the State Bank of Vietnam, the Governors of the State Bank of Vietnam branches in provinces and centrally governed cities, the Chairmen of the Management Boards, the General Directors (Directors) of central People's Credit Funds, and local People's Credit Funds are responsible for implementing this Decision./.
DEPUTY DIRECTOR
关系图
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