This Circular amends and supplements certain provisions of Circular No. 109/2013/TT-BTC on interest rate support for bank loans to purchase temporary storage of paddy and rice for the Summer-Autumn crop year 2013. In particular, it redefines the maximum interest rate supported for credit contracts signed from June 15, 2013, to before and after June 28, 2013.
적용 범위
Merchants participating in the program to purchase temporary storage of paddy and rice for the Summer-Autumn crop year 2013; banks lending within this program.
핵심 사항
- Merchants signing credit contracts from June 15, 2013, to before June 28, 2013, will be supported with a maximum interest rate of 10% per annum (Article 1, Clause 9 a).
- Merchants signing credit contracts from June 28, 2013, onwards will be supported with a maximum interest rate of 9% per annum (Article 1, Clause 9 b).
- In case the State Bank of Vietnam issues a notice changing the maximum supported interest rate, it shall be implemented according to the new guidance of the Bank (Article 1, Clause 9 c).
- Merchants are supported with a maximum interest rate for bank loans to purchase temporary storage of paddy and rice as stipulated in this Circular. This helps reduce financial burdens for merchants.
- Banks may be more flexible in adjusting the supported interest rate according to the guidance of the State Bank of Vietnam.
- The purchase of temporary storage of paddy and rice is ensured through a mechanism of interest rate support from the state budget.
🌐 이 문서의 사회적 영향
- Merchants participating in the program to purchase temporary storage of paddy and rice benefit from reduced financial burdens due to loan interest rates from banks.
- Banks may be more flexible in adjusting the supported interest rate according to the guidance of the State Bank of Vietnam.
- The purchase of temporary storage of paddy and rice is ensured through a mechanism of interest rate support from the state budget.
❓ 자주 묻는 질문
When will a merchant signing a credit contract be supported with a maximum interest rate of 10% per annum?
Merchants signing credit contracts from June 15, 2013, to before June 28, 2013, will be supported with a maximum interest rate of 10% per annum.
What is the maximum interest rate supported for credit contracts signed from June 28, 2013, onwards?
Credit contracts signed from June 28, 2013, onwards will be supported with a maximum interest rate of 9% per annum.
In case the State Bank of Vietnam changes the maximum supported interest rate, what should merchants do?
Merchants shall follow the new guidance of the State Bank of Vietnam regarding the maximum supported interest rate.
전문
CIRCULAR
Amending and supplementing certain provisions of Circular No. 109/2013/TT-BTC dated August 13, 2013 of the Ministry of Finance guiding interest rate support for bank loans to temporarily store rice and paddy from the Summer-Autumn crop in 2013 dated August 13, 2013 of the Ministry of Finance guiding interest rate support for bank loans to temporarily store rice and paddy from the Summer-Autumn crop in 2013; Guiding interest rate support for bank loans to temporarily store rice and paddy from the Summer-Autumn crop in 2013
__________________
Pursuant to the Decree No. 118/2008/NĐ-CP dated November 27, 2008 of the Government stipulating the functions, tasks, powers, and organizational structure of the Ministry of Finance;
Pursuant to Decision No. 850/QĐ-TTg dated June 4, 2013 of the Prime Minister on temporarily storing rice and paddy from the Summer-Autumn crop in 2013;
Pursuant to document No. 1098/TTg-KTTH dated July 31, 2013 of the Prime Minister extending the deadline for temporarily storing rice and paddy from the Summer-Autumn crop in 2013;
After reaching consensus with the State Bank of Vietnam through Circular No. 5041/NHNN-TD dated July 12, 2013 and Circular No. 6397/NHNN-TD dated September 5, 2013;
The Minister of Finance hereby issues this Circular amending and supplementing certain Articles of Circular No. 133/2015/TT-BTC dated August 31, 2015, issued by the Minister of Finance guiding the financial management mechanism for the Vietnam Chamber of Commerce and Industry (hereinafter referred to as Circular No. 133/2015/TT-BTC).
The Minister of Finance issues this Circular amending and supplementing certain provisions of Circular No. 109/2013/TT-BTC dated August 13, 2013 of the Ministry of Finance guiding interest rate support for bank loans to temporarily store rice and paddy from the Summer-Autumn crop in 2013.
Article 1. Amending and supplementing certain provisions of Circular No. 109/2013/TT-BTC dated August 13, 2013 of the Ministry of Finance guiding interest rate support for bank loans to temporarily store rice and paddy from the Summer-Autumn crop in 2013:
Clause 9 of Article 2 is amended and supplemented as follows:
9. The supported interest rate is the interest rate on bank loans under credit contracts but not exceeding the maximum interest rate announced by the bank for the temporary storage program, specifically:
a) Credit contracts signed from June 15, 2013 to before June 28, 2013 shall apply a maximum interest rate of 10% per annum as guided in Circular No. 4142/NHNN-TD dated June 12, 2013 of the State Bank of Vietnam.
b) Credit contracts signed from June 28, 2013 onwards shall apply a maximum interest rate of 9% per annum as guided in Circular No. 4713/NHNN-TD dated July 4, 2013 of the State Bank of Vietnam.
c) In cases where the State Bank of Vietnam issues a notice changing the maximum supported interest rate for traders participating in the temporary storage program, such changes shall be implemented according to the guidance provided by the State Bank of Vietnam.
Article 2. Implementation
1. The Director of the Finance and Planning Department is responsible for guiding and supervising the implementation of this Circular.
Contents not covered by this Circular and contents not contradictory to the guidance provided by this Circular shall be implemented in accordance with the provisions of Circular No. 109/2013/TT-BTC of the Ministry of Finance guiding interest rate support for bank loans to temporarily store rice and paddy from the Summer-Autumn crop in 2013.
During the implementation process, if there are difficulties or obstacles, units are requested to promptly reflect them to the Ministry of Finance for guidance on handling./.
DEPUTY MINISTER
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