Decision No. 151/QD-NH1 adjusts the rediscount rate of the State Bank for commercial banks to 1.1% per month. This decision takes effect from the date of issuance and replaces previous regulations.
适用范围
Commercial bank
要点
- Commercial bank → has its rediscount rate adjusted to 1.1% per month.
🌐 本文件的社会影响
- Positive impact: Reduces borrowing costs for credit institutions, helping to lower lending rates for customers.
- Negative impact: May affect the income from the rediscounting activities of the State Bank.
❓ 常见问题
What is the new interest rate?
The new rediscount rate has been adjusted to 1.1% per month.
When does this decision take effect?
This decision takes effect from the date of issuance and replaces previous regulations.
Will old loans be subject to interest rate adjustments?
No, old loans will retain the interest rate stipulated in the agreement, not adjusted according to the new rate specified in Article 1.
Which credit institutions does this decision apply to?
This decision only applies to commercial banks.
When does the new rate replace the old regulations?
The new rate replaces the regulations on the rediscount rate at Decision No. 244/QD-NH1 dated October 1, 1994, and Decision No. 104B/QD-NH1 dated April 5, 1995, issued by the Governor of the State Bank.
全文
Pursuant to …;
Regarding the adjustment of rediscount rates by the State Bank for
credit institutions.
GOVERNOR OF THE STATE BANK OF VIETNAM
Pursuant to the Ordinance on the State Bank promulgated by Decree-Law No. 37/LCT-HĐNN8 dated May 24, 1990 of the Chairman of the Council of State;
Pursuant to Decree No. 15/CP dated March 2, 1993 of the Government on the tasks, powers, and responsibilities for state management of Ministries and ministerial-level agencies;
At the proposal of the Director of the Economic Research Department;
DECISION:
Article 1.- The rediscount rate of the State Bank for commercial banks is now adjusted to 1.1% per month.
Article 2.- The interest rate specified in Article 1 of this Decision shall take effect from the date of signing and replace the provisions on the rediscount rate in Decision No. 244/QĐ-NH1 dated October 1, 1994 and Decision No. 104B/QĐ-NH1 dated April 5, 1995 of the Governor of the State Bank. Existing loans will retain the interest rate stated in the loan agreement and will not be adjusted according to the rate set forth in Article 1 above.
Article 3.- The General Director, Directors of Commercial Banks, Heads of Units under the Central State Bank, and Directors of Provincial and Municipal Branches of the State Bank are responsible for implementing this Decision./.
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