Decision No. 162/2003/QD-TTg of the Prime Minister stipulates guarantees for projects invested in by the Prime Minister to borrow from domestic commercial banks. This decision does not provide general guarantees but only specific guarantees for certain projects that require state support and allows banks to lend beyond 15% of their own capital.
적용 범위
Projects invested in by the Prime Minister; domestic commercial banks
핵심 사항
- The State does not guarantee loans for projects invested in by the Prime Minister to borrow from domestic commercial banks.
- In cases requiring state support, the Prime Minister will instruct the Ministry of Finance to guarantee specific projects such as paper production, fertilizer, and steel billet manufacturing.
- Allows domestic commercial banks to lend beyond 15% of their own capital for projects invested in by the Prime Minister.
🌐 이 문서의 사회적 영향
- Positive impact: Helps projects needing support quickly access funding, promoting economic and social development.
- Negative impact: May exert financial pressure on banks and enterprises if not strictly managed.
❓ 자주 묻는 질문
Which projects will be guaranteed?
Only projects producing paper, fertilizer, and steel billets can be guaranteed by the Ministry of Finance according to the Prime Minister's decision.
What is the maximum percentage of own capital allowed for lending?
Domestic commercial banks are allowed to lend beyond 15% of their own capital for projects invested in by the Prime Minister.
When does this decision come into effect?
This decision takes effect fifteen days after its publication in the Official Gazette.
How will projects guaranteed before this decision comes into effect be treated?
Projects guaranteed before this decision takes effect will continue to be guaranteed under previous regulations.
Who is responsible for implementing this decision?
Ministers, Heads of ministerial-level agencies, Heads of government-affiliated agencies, Chairpersons of provincial People's Committees directly under the Central Government are responsible for implementing this decision.
전문
Pursuant to …;
On guaranteeing projects for investment loans decided by the Prime Minister
at domestic commercial banks
__________________
PRIME MINISTER
Pursuant to the Law on Organization of the Government dated December 25, 2001;
This Decision is based on Decree No. 63/1998/ND-CP dated August 17, 1998 of the Government on foreign exchange management and Decree No. 05/2001/ND-CP dated January 17, 2001 of the Government amending and supplementing certain provisions of Decree No. 63/1998/ND-CP dated August 17, 1998 of the Government on foreign exchange management;
At the request of the Minister of Finance, the Minister of Planning and Investment, and the Governor of the State Bank of Vietnam,
DECISION:
Article 1. The Government does not provide guarantees for projects for investment loans from domestic commercial banks (both foreign currency and Vietnamese dong) decided by the Prime Minister.
In cases where projects necessarily require state support to obtain loans, such as investments in paper production, fertilizer, and steel billet manufacturing, the Prime Minister will consider and instruct the Ministry of Finance to provide guarantees immediately in the investment decision so that the project owner can obtain loans from domestic commercial banks.
For projects decided on investment by the Prime Minister and for which the Ministry of Finance has been instructed to provide guarantees before this Decision takes effect, the guarantees shall continue to be implemented.
Article 2. Permitting domestic commercial banks to extend loans to projects for investment decided by the Prime Minister exceeding 15% of their own capital.
Article 3. This Decision takes effect fifteen days from the date of publication in the Official Gazette.
Article 4. Ministers, heads of ministerial-level agencies, heads of government-affiliated agencies, Chairpersons of provincial People's Committees under central cities are responsible for implementing this Decision./.
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