Decision No. 21/2017/QĐ-TTg stipulates insurance payment limits under the Law on Deposit Insurance, applicable to depositors and organizations participating in deposit insurance. The maximum limit is VND 75 million for all deposits of an individual at one organization participating in deposit insurance.
适用范围
["Depositors", "Organizations Participating in Deposit Insurance", "Deposit Insurers", "Other Authorities, Organizations, and Individuals Related to Deposit Insurance Activities"]
要点
- "Depositor" → is entitled to a maximum insurance payment of VND 75 million for all deposits at one organization participating in deposit insurance under Article 3.
- Organizations Participating in Deposit Insurance → must comply with the provisions on insurance payment limits under Article 3.
- Authorities, organizations, and individuals related → are responsible for implementing the provisions of this Decision under Article 5.
- Deposit Insurers → are responsible for organizing the implementation of this Decision under Article 5.
- Ministers, Heads of Ministries Equivalent to Ministries, and General Directors of Vietnam Deposit Insurance Corporation → are responsible for organizing the implementation of this Decision under Article 5.
🌐 本文件的社会影响
- Depositors benefit from clear regulations on insurance payment limits, which help them understand their rights.
- Organizations Participating in Deposit Insurance may face difficulties in managing and conducting transactions related to deposits exceeding the insurance limit.
- State management authorities have additional legal grounds for supervising deposit insurance activities, ensuring citizens' rights.
❓ 常见问题
What is the maximum insurance payment limit?
The maximum limit is VND 75 million for all deposits of an individual at one organization participating in deposit insurance under Article 3.
Who is responsible for implementing this Decision?
Ministers, Heads of Ministries Equivalent to Ministries, and General Directors of Vietnam Deposit Insurance Corporation are responsible for organizing the implementation of this Decision under Article 5.
To whom does this Decision apply?
It applies to depositors, organizations participating in deposit insurance, deposit insurers, and other authorities and organizations related according to Article 2.
When does this Decision take effect?
Takes effect from August 5, 2017 under Article 4.
全文
DECISION
ON THE LIMIT OF INSURANCE PAYMENT
Pursuant to the Law on Government Organization dated June 19, 2015;
Pursuant to the Law on Deposit Insurance dated June 18, 2012;
Pursuant to Decree No. 68/2013/NĐ-CP dated June 28, 2013 of the Government detailing and guiding implementation of the Law on Deposit Insurance;
At the proposal of the Governor of the State Bank of Vietnam;
The Prime Minister issues this Decision on the limit of insurance payment.
Article 1. Scope of Regulation
This Decision stipulates the limit of insurance payment as provided for in Clause 2, Article 24 of the Law on Deposit Insurance.
Article 2. Applicability
1. Insured depositors.
2. Organizations participating in deposit insurance.
3. Deposit insurance organizations.
4. Other agencies, organizations and individuals related to deposit insurance activities.
Article 3. Limit of Insurance Payment
The amount of insurance paid for all insured deposits (including principal and interest) of an individual at a participating organization shall not exceed seventy-five million Vietnamese dong (VND 75,000,000).
Article 4. Effective Date
This Decision takes effect from August 5, 2017.
Article 5. Implementation
Ministers, Heads of ministerial-level agencies and government-affiliated agencies, Chairmen of the Board of Directors and General Managers of Vietnam Deposit Insurance Corporation, Chairmen of the Board of Directors, Chairmen of the Board of Members and General Managers (Directors) of credit organizations and foreign bank branches, and Heads of relevant agencies, organizations, and units are responsible for implementing this Decision./.
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