Decision No. 230/QD-NH5 On the establishment of a bank to serve the poor

Decision No. 230/QD-NH5 establishes a bank to serve the poor to assist the poor in borrowing funds for production development and living solutions, contributing to poverty reduction. This bank is a state credit organization operating nationwide.

Document No.230/QĐ-NH5
Document typeDecision
Issuing authorityState Bank of Vietnam
Signed byCao Sĩ Kiêm — Thống đốc Ngân hàng Nhà nước
Updated02/07/2026
SectorBanking
FieldUncategorized
Issued date01/09/1995
Effective date01/09/1995
Expiry date
StatusIn effect
✦ Smart summary

Decision No. 230/QD-NH5 establishes a bank to serve the poor to assist the poor in borrowing funds for production development and living solutions, contributing to poverty reduction. This bank is a state credit organization operating nationwide.

Key points

  • The bank to serve the poor was established to assist the poor in borrowing funds for production development and living solutions, contributing to poverty reduction.
  • This bank is a state credit organization, operating nationwide with legal personality, having registered capital, balance sheet, statement of financial position, and seal.
  • The head office is located in Hanoi City.
  • It operates according to the Charter approved by the Governor of the State Bank and the license issued by the Governor of the State Bank.
  • This decision takes effect from the date of issuance.

🌐 Social impact of this document

  • Positive: Helps the poor access loans to develop production, solve living issues, and contribute to poverty reduction.
  • Negative: There are no clearly stated negative impacts in the document.

❓ Frequently asked questions

How does the bank to serve the poor operate?

This bank operates according to the Charter approved by the Governor of the State Bank and the license issued by the Governor of the State Bank.

Where is the head office of the bank to serve the poor located?

The head office is located in Hanoi City.

What is the scope of operation of this bank?

It operates throughout the country.

Who is the credit organization of the bank to serve the poor?

This bank is a state credit organization.

When does this decision take effect?

This decision takes effect from the date of issuance.

Full text

STATE BANK OF VIETNAM

SOCIALIST REPUBLIC OF VIET NAM
Independence – Freedom – Happiness

NUMBER: 230/QĐ-NH5
HA NOI, SEPTEMBER 1, 1995

Pursuant to …;

THE ESTABLISHING A BANK FOR THE POOR

GOVERNOR OF THE STATE BANK OF VIETNAM

WHEREAS, the Ordinance on the State Bank dated May 24, 1990;

WHEREAS, the Decree No. 15/CP dated March 2, 1993 of the Government on the tasks, powers, and responsibilities for state management of Ministries and agencies at the ministerial level;

WHEREAS, Decision No. 525/TTg dated August 31, 1995 of the Prime Minister; 

DECISION:

Article 1: NOW, THEREFORE, a bank for the poor is established to assist the poor in obtaining loans for production development and living solutions, contributing to poverty reduction.

The bank for the poor is a state credit organization operating nationwide, possessing legal personality, registered capital, balance sheets, financial statements, and a seal. Its main office is located in Ha Noi City.

Article 2: The bank for the poor operates according to the Charter approved by the Governor of the State Bank and the license issued by the Governor of the State Bank.

Article 3: This Decision takes effect from the date of issuance.

The Heads of the Governor's Office, the Department Heads of the Organization and Training Department and the Financial Institutions Department, the heads of relevant units under the Central State Bank, the General Director of the Vietnam Agricultural Bank, and the Chairman of the Board of Directors of the Bank for the Poor shall implement this Decision./.

GOVERNOR OF THE STATE BANK OF VIETNAM
(Signed)
Cao Sĩ Kiêm

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230/QĐ-NH5
Decision No. 230/QD-NH5 On the establishment of a bank to serve the poor
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