Decision No. 272/2005/QĐ-NHNN adjusts the maximum deposit interest rate in US dollars for legal entities at credit institutions, to be applied from the date of publication in the Official Gazette. The interest rates are specified for different terms.
적용 범위
Economic organizations (excluding credit institutions), state agencies, armed forces units, political organizations, political-social organizations, social organizations, occupational social organizations, social funds, charitable funds, foreign legal entities operating in Vietnam.
핵심 사항
- Legal entities (excluding credit institutions) → may deposit without term up to 0.3%/year; deposit with term up to six months up to 0.7%/year; deposit with term over six months up to 1.0%/year.
- This Decision replaces Decision No. 834/2003/QĐ-NHNN on adjusting the maximum deposit interest rate in US dollars for legal entities at credit institutions.
🌐 이 문서의 사회적 영향
- Positive impact: Citizens and businesses have additional safe investment options with higher interest rates than before.
- Negative impact: The new interest rate may reduce the profits of credit institutions, affecting their business operations.
❓ 자주 묻는 질문
What is the maximum interest rate for deposits without term in US dollars?
The maximum interest rate for deposits without term in US dollars for legal entities at credit institutions is 0.3%/year.
What is the maximum interest rate for deposits with term up to six months in US dollars?
The maximum interest rate for deposits with term up to six months in US dollars for legal entities at credit institutions is 0.7%/year.
What is the maximum interest rate for deposits with term over six months in US dollars?
The maximum interest rate for deposits with term over six months in US dollars for legal entities at credit institutions is 1.0%/year.
When does this Decision take effect?
This Decision takes effect fifteen days after its publication in the Official Gazette.
Which decision does this Decision replace?
This Decision replaces Decision No. 834/2003/QĐ-NHNN on adjusting the maximum deposit interest rate in US dollars for legal entities at credit institutions.
전문
Pursuant to …;
Regarding adjustment of the maximum deposit interest rate in US dollars for legal entities at credit institutions.of the legal entity at the credit institution.
______________________________
GOVERNOR OF THE STATE BANK OF VIETNAM
Pursuant to the Law on the State Bank of Vietnam 1997; the Law Amending and Supplementing Certain Provisions of the Law on the State Bank of Vietnam 2003;
Pursuant to the Law on Credit Organizations 1997; the Law Amending and Supplementing Certain Provisions of the Law on Credit Organizations 2004;
Pursuant to the Law on Enacting Legal Normative Documents 1996; the Law Amending and Supplementing Certain Provisions of the Law on Enacting Legal Normative Documents 2002;
Pursuant to the Decree No. 52/2003/NĐ-CP dated May 19, 2003 of the Government stipulating the functions, tasks, powers, and organizational structure of the State Bank of Vietnam;
Pursuant to the proposal of the Director of the Monetary Policy Department,
DECISION:
Article 1. The following deposit interest rates in US dollars for legal entities at credit institutions are hereby prescribed:
- Maximum interest rate for demand deposits: 0.3%/year
- Maximum interest rate for time deposits up to six months: 0.7%/year
- Maximum interest rate for time deposits over six months: 1.0%/year
The legal entities referred to in this Article include: economic organizations, except credit institutions; state agencies; armed forces units; political organizations; political-social organizations; social organizations; occupational social organizations; social funds; charitable funds; other organizations meeting the conditions stipulated in Article 94 of the Civil Code; foreign legal entities operating in Vietnam.
Article 2. This Decision shall take effect fifteen days from the date of publication in the Official Gazette and shall replace Decision No. 834/2003/QĐ-NHNN dated July 30, 2003 of the Governor of the State Bank of Vietnam regarding the adjustment of the maximum deposit interest rate in US dollars for legal entities at credit institutions.
Article 3. The Heads of the Office, Department Heads of the Legal Affairs Department, and Heads of units under the State Bank of Vietnam, Branch Directors of provinces and centrally-administered cities; Boards of Directors and General Managers (Directors) of credit institutions are responsible for implementing this Decision.
관계도
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