Decision No. 28/2002/QĐ-NHNN on amending Article 2 of Decision No. 1627/2001/QĐ-NHNN dated December 31, 2001 of the Governor of the State Bank regarding the issuance of the Loan Regulations for Credit Institutions to Customers.

Decision No. 28/2002/QĐ-NHNN amends Article 2 of Decision No. 1627/2001/QĐ-NHNN, stipulating the effectiveness and replacement of the Loan Regulations for credit institutions to customers. This decision shall take effect from February 1, 2002.

Document No.28/2002/QĐ-NHNN
Document typeDecision
Issuing authorityState Bank of Vietnam
Signed byLê Đức Thuý — Thống đốc
Updated01/07/2026
SectorBanking
FieldMonetary Policy
Issued date11/01/2002
Effective date11/01/2002
Expiry date15/03/2017
StatusExpired
✦ Smart summary

Decision No. 28/2002/QĐ-NHNN amends Article 2 of Decision No. 1627/2001/QĐ-NHNN, stipulating the effectiveness and replacement of the Loan Regulations for credit institutions to customers. This decision shall take effect from February 1, 2002.

Key points

  • Heads of units under the State Bank, Branch Directors of the State Bank in provinces and centrally governed cities, Board of Directors and General Directors (Directors) of credit institutions, and borrowers of credit institutions shall be responsible for implementing this decision.
  • Decision No. 28/2002/QĐ-NHNN shall take effect from the date of signature.
  • The Loan Regulations for credit institutions to customers issued pursuant to this decision shall replace the Loan Regulations for credit institutions to customers issued pursuant to Decision No. 284/2000/QĐ-NHNN1 dated August 25, 2000 of the Governor of the State Bank.
  • This decision shall take effect from February 1, 2002.

🌐 Social impact of this document

  • Positive impact: Improving the lending process of credit institutions, creating more favorable conditions for customers.
  • Negative impact: Time is required for credit institutions and customers to adapt to the new regulations.

❓ Frequently asked questions

When does this decision take effect?

Decision No. 28/2002/QĐ-NHNN shall take effect from February 1, 2002.

Which loan regulation does this decision replace?

Decision No. 28/2002/QĐ-NHNN replaces the Loan Regulations for credit institutions to customers issued pursuant to Decision No. 284/2000/QĐ-NHNN1 dated August 25, 2000 of the Governor of the State Bank.

Who is responsible for implementing this decision?

Heads of units under the State Bank, Branch Directors of the State Bank in provinces and centrally governed cities, Board of Directors and General Directors (Directors) of credit institutions, and borrowers of credit institutions shall be responsible for implementing this decision.

When does this decision take effect?

Decision No. 28/2002/QĐ-NHNN shall take effect from the date of signature.

Which loan regulation does this decision replace?

Decision No. 28/2002/QĐ-NHNN replaces the Loan Regulations for credit institutions to customers issued pursuant to Decision No. 284/2000/QĐ-NHNN1 dated August 25, 2000 of the Governor of the State Bank.

Full text

STATE BANK OF VIETNAM

SOCIALIST REPUBLIC OF VIET NAM
Independence – Freedom – Happiness

NUMBER: 28/2002/QĐ-NHNN
HA NOI, January 11, 2002

DECISION OF THE GOVERNOR OF THE STATE BANK OF VIETNAM
AMENDING ARTICLE 2 OF DECISION NO. 1627/2001/QĐ-NHNN DATED DECEMBER 31, 2001
ISSUED BY THE GOVERNOR OF THE STATE BANK OF VIETNAM ON THE REGULATIONS ON LOANS
of credit organizations towards customers

GOVERNOR OF THE STATE BANK

BASED ON THE LAW ON THE STATE BANK OF VIETNAM AND THE LAW ON CREDIT ORGANIZATIONS DATED DECEMBER 12, 1997;
BASED ON DECREE NO. 15/CP DATED MARCH 2, 1993 OF THE GOVERNMENT ON THE TASKS, POWERS, AND RESPONSIBILITIES FOR NATIONAL ADMINISTRATION OF MINISTRIES AND GOVERNMENTAL BODIES AT THE MINISTERIAL LEVEL;
AT THE PROPOSAL OF THE HEAD OF THE MONETARY POLICY DEPARTMENT,

Pursuant to …;

Article 1. AMEND ARTICLE 2 OF DECISION NO. 1627/2001/QĐ-NHNN DATED DECEMBER 31, 2001 ISSUED BY THE GOVERNOR OF THE STATE BANK OF VIETNAM ON THE REGULATIONS ON LOANS BY CREDIT ORGANIZATIONS TO CUSTOMERS AS FOLLOWS:

"THIS DECISION SHALL TAKE EFFECT FROM FEBRUARY 1, 2002. THE REGULATIONS ON LOANS BY CREDIT ORGANIZATIONS TO CUSTOMERS ISSUED PURSUANT TO THIS DECISION REPLACE THE REGULATIONS ON LOANS BY CREDIT ORGANIZATIONS TO CUSTOMERS ISSUED PURSUANT TO DECISION NO. 284/2000/QĐ-NHNN1 DATED AUGUST 25, 2000 OF THE GOVERNOR OF THE STATE BANK OF VIETNAM."

Article 2. This Decision takes effect from the date of signature.

Article 3. HEADS OF UNITS UNDER THE STATE BANK OF VIETNAM, DIRECTORS OF PROVINCIAL AND URBAN-CENTRAL BRANCHES OF THE STATE BANK OF VIETNAM, BOARD OF DIRECTORS AND GENERAL MANAGERS (DIRECTORS) OF CREDIT ORGANIZATIONS, AND CUSTOMERS WHO HAVE LOANS FROM CREDIT ORGANIZATIONS ARE RESPONSIBLE FOR IMPLEMENTING THIS DECISION.

GOVERNOR OF THE STATE BANK OF VIETNAM
(Signed)
Lê Đức Thuý

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28/2002/QĐ-NHNN
Decision No. 28/2002/QĐ-NHNN on amending Article 2 of Decision No. 1627/2001/QĐ-NHNN dated December 31, 2001 of the Governor of the State Bank regarding the issuance of the Loan Regulations for Credit Institutions to Customers.
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