Decision No. 296/2000/QĐ-NHNN1 Announcing the basic interest rate as the basis for credit institutions to set interest rates on loans in Vietnamese dong for customers

Decision No. 296/2000/QĐ-NHNN1 of the Governor of the State Bank announces the basic interest rate at 0.75% per month as the basis for credit institutions to set interest rates on loans in Vietnamese dong for customers. This decision takes effect from September 6, 2000, and replaces the previous regulations.

Document No.296/2000/QĐ-NHNN1
Document typeDecision
Issuing authorityState Bank of Vietnam
Signed byDương Thu Hương — Phó thống đốc ngân hàng nhà nước
Updated01/07/2026
FieldUncategorized
Issued date06/09/2000
Effective date06/09/2000
Expiry date
StatusIn effect
✦ Smart summary

Decision No. 296/2000/QĐ-NHNN1 of the Governor of the State Bank announces the basic interest rate at 0.75% per month as the basis for credit institutions to set interest rates on loans in Vietnamese dong for customers. This decision takes effect from September 6, 2000, and replaces the previous regulations.

Scope of application

Credit institutions, borrowers

Key points

  • The Governor of the State Bank announces the basic interest rate at 0.75% per month as the basis for credit institutions to set interest rates on loans in Vietnamese dong for customers.

🌐 Social impact of this document

  • Positive impact: Helps credit institutions adjust interest rates, facilitating customers in borrowing funds.
  • Negative impact: May cause difficulties for credit institutions in managing interest rates if not aligned with actual conditions.

❓ Frequently asked questions

What is the announced basic interest rate?

The announced basic interest rate is 0.75% per month.

When does this decision take effect?

This decision takes effect from September 6, 2000.

To whom is the basic interest rate applied?

The basic interest rate is applied as the basis for credit institutions to set interest rates on loans in Vietnamese dong for customers.

How does this decision replace the old regulation?

This decision replaces the regulation on the basic interest rate in Article 1 of Decision No. 242/2000/QĐ-NHNN1 dated August 2, 2000, issued by the Governor of the State Bank.

Who is responsible for implementing this decision?

Heads of units under the State Bank, Governors of provincial and municipal branches of the State Bank, Chairmen of the Board of Directors and General Managers (Directors) of credit institutions are responsible for implementing this Decision.

Full text

STATE BANK OF VIETNAM
********

SOCIALIST REPUBLIC OF VIETNAM
Independence - Freedom - Happiness
********

Number: 296/2000/QĐ-NHNN1

Hanoi, September 6, 2000

 

Pursuant to …; OF THE HEAD OF THE STATE BANK

Announcing the basic interest rate as the basis for credit institutions to set interest rates on loans in Vietnamese dong for customers

quy định利率对于以越南 đồng贷款的客户予以确定

GOVERNOR OF THE STATE BANK OF VIETNAM

BASED ON THE LAW ON THE STATE BANK OF VIETNAM AND THE LAW ON CREDIT ORGANIZATIONS dated December 12, 1997;

BASED ON DECREE NO. 15/CP dated March 2, 1993 of the Government on the tasks, powers, and responsibilities for state management of ministries and ministerial-level agencies;

Pursuant to the directive of the Prime Minister in the document number 322/VPCP-KTTH dated July 25, 2000, of the Government Office regarding interest rate management;

Pursuant to the proposal of the Director of the Monetary Policy Department,

Pursuant to …;

Article 1. Now announcing the basic interest rate stipulated in Decision No. 241/2000/QĐ-NHNN1 dated August 2, 2000, of the Governor of the State Bank of Vietnam on changing the mechanism for managing lending interest rates for customers by credit institutions at 0.75% per month

Article 2.

1. This Decision takes effect from September 6, 2000, and replaces the provision on the basic interest rate in Article 1 of Decision No. 242/2000/QĐ-NHNN1 dated August 2, 2000, of the Governor of the State Bank of Vietnam on announcing the basic interest rate as the basis for credit institutions to set interest rates on loans in Vietnamese dong for customers.

2. Heads of units under the State Bank of Vietnam, Governors of provincial and municipal branches of the State Bank of Vietnam; Chairmen of the Board of Directors and General Directors (Directors) of credit institutions are responsible for implementing this Decision./.

 

Dương Thu Hương

(Signed)

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Decision No. 296/2000/QĐ-NHNN1 Announcing the basic interest rate as the basis for credit institutions to set interest rates on loans in Vietnamese dong for customers
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