Decision No. 41/2005/QD-BTC on interest rates for state investment credit loans

Decision No. 41/2005/QD-BTC stipulates that the interest rate for state investment credit loans is 7.8% per annum, applicable to projects signing contracts from the date of effectiveness and remaining unchanged throughout the loan period. Projects signed before this date will continue to be implemented according to the old contracts.

문서 번호41/2005/QĐ-BTC
문서 유형Decision
발행 기관Ministry of Finance
서명자Nguyễn Sinh Hùng — Bộ trưởng
업데이트29. 06. 2026
산업Finance
분야Budget ManagementOtherBanking-Finance and Financial MarketsBonds
발행일07. 07. 2005
발효일02. 08. 2005
효력 만료일
상태In effect
✦ 스마트 요약

Decision No. 41/2005/QD-BTC stipulates that the interest rate for state investment credit loans is 7.8% per annum, applicable to projects signing contracts from the date of effectiveness and remaining unchanged throughout the loan period. Projects signed before this date will continue to be implemented according to the old contracts.

적용 범위

Project investors borrowing state investment credit funds, Development Support Fund, Department Heads of Banking Finance and Financial Institutions Departments.

핵심 사항

  • Project investors are entitled to apply the interest rate of 7.8% per annum from the date the decision takes effect and remain unchanged throughout the loan period (Article 1).
  • Projects that have signed contracts prior to the date this decision takes effect shall continue to be implemented according to the provisions in the old credit contracts (Article 2).
  • This decision shall take effect fifteen days after its publication in the Official Gazette (Article 3).

🌐 이 문서의 사회적 영향

  • Positive impact: Reducing borrowing costs for development investment projects, helping to alleviate financial burdens for project investors.
  • Negative impact: Projects that have signed contracts prior to the date this decision takes effect must still comply with the old regulations and cannot immediately adjust the interest rate.

❓ 자주 묻는 질문

What is the interest rate for state investment credit loans?

The interest rate for state investment credit loans is 7.8% per annum (Article 1).

Can projects that have signed contracts before this decision takes effect adjust their interest rates?

No, projects that have signed contracts before this decision takes effect will continue to be implemented according to the provisions in the old credit contracts (Article 2).

When does this decision take effect?

This decision shall take effect fifteen days after its publication in the Official Gazette (Article 3).

For how long will the interest rate for lending be kept unchanged during the loan period?

The interest rate for lending will remain unchanged throughout the loan period from the date this decision takes effect (Article 1).

Who is responsible for implementing this decision?

The Chairman of the Management Board, General Director of the Development Support Fund, and project investors borrowing state investment credit funds are responsible for implementing this decision (Article 3).

전문

MINISTRY OF FINANCE

SOCIALIST REPUBLIC OF VIET NAM
Independence – Freedom – Happiness

Number: 41/2005/QD-BTC
Hanoi, July 7, 2005

Pursuant to …;

Regarding the interest rate for state investment credit loans

_______________________ 

 THE MINISTER OF FINANCE

On the basis of Decree No. 77/2003/ND-CP dated July 1, 2003 of the Government stipulating the functions, tasks, powers, and organizational structure of the Ministry of Finance;

On the basis of Decree No. 106/2004/ND-CP dated April 1, 2004 of the Government on state investment credit;

At the proposal of the Director of the Department of Banking and Financial Institutions Finance,

DECISION:

Article 1. The interest rate for state investment credit loans is 7.8% per annum applicable to projects signing credit contracts for the first time from the date this Decision takes effect and remains unchanged throughout the loan period.

Article 2. For projects that have signed contracts with the Development Support Fund before the date this Decision takes effect, they shall be implemented according to the provisions in the signed credit contracts.

Article 3. This Decision takes effect fifteen days from the date of publication in the Official Gazette.

The Chairman of the Management Board, General Director of the Development Support Fund, and the project sponsors of state investment credit loans are responsible for implementing this Decision.

 

THE MINISTER

 

(Signed)

 

Nguyen Sinh Hung

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