Decision No. 71/NH-QD Regarding the Interest Rates for Savings Deposits

Decision No. 71/NH-QD stipulates interest rates for savings deposits at banks and credit institutions throughout the country from June 1, 1989, including both demand deposit and three-month term deposit interest rates.

문서 번호71/NH-QĐ
문서 유형Decision
발행 기관State Bank of Vietnam
서명자Cao Sĩ Kiêm — Tổng Giám đốc
업데이트21. 06. 2026
산업Banking
분야Uncategorized
발행일29. 05. 1989
발효일01. 06. 1989
효력 만료일
상태Expired
✦ 스마트 요약

Decision No. 71/NH-QD stipulates interest rates for savings deposits at banks and credit institutions throughout the country from June 1, 1989, including both demand deposit and three-month term deposit interest rates.

적용 범위

Specialized Banks, Joint-Stock Commercial Banks, Credit Funds, Credit Cooperatives

핵심 사항

  • Demand deposits shall enjoy an interest rate of 7% per month (Article 1)
  • Three-month term deposits shall enjoy an interest rate of 9% per month (Article 1)
  • The balance of three-month term deposits as of May 31, 1989, shall continue to enjoy the old interest rate of 12% until maturity (Article 2)
  • Interest rates will be adjusted in line with market price indices (Article 1)
  • This Decision replaces Decision No. 29-NH/QD dated March 16, 1989 (Article 3)

🌐 이 문서의 사회적 영향

  • Holders of three-month term deposits as of the end of May 1989 shall enjoy a higher interest rate than the new regulations
  • Banks and credit institutions must adjust their interest rates in accordance with the new provisions from June 1, 1989

❓ 자주 묻는 질문

What is the interest rate for demand savings deposits?

7% per month (Article 1)

What is the interest rate for three-month term savings deposits?

9% per month (Article 1)

The balance of three-month term deposits as of May 31, 1989, shall enjoy what interest rate?

Continue to enjoy the old interest rate of 12% until maturity (Article 2)

Which decision does this Decision replace?

Replaces Decision No. 29-NH/QD dated March 16, 1989 (Article 3)

전문

DECISION

NUMBER 71/NH-QĐ OF MAY 29, 1989

ON THE ESTABLISHMENT OF SAVINGS DEPOSIT INTEREST RATES

DIRECTOR

STATE BANK OF VIETNAM

Pursuant to Decision No. 55-CT dated March 10, 1989 of the Chairman of the Council of Ministers assigning the Director of the State Bank of Vietnam to establish deposit interest rates,

DECIDES:

Article 1. - The following savings deposit interest rates are hereby established:

1. Non-term deposits: 7% per month.

2. Term deposits for three months: 9% per month.

These interest rates shall be adjusted in line with fluctuations of the market price index.

Article 2.- The interest rates established under Article 1 shall take effect from June 1, 1989 and apply uniformly throughout the country to specialized banks, joint-stock banks, credit funds, and credit cooperatives. Balances of term deposits made up to May 31, 1989 will retain an interest rate of 12% until their three-month period expires from the date of deposit. Balances of non-term deposits as of May 31, 1989 shall be subject to new interest rates starting June 1, 1989.

This Decision replaces Decision No. 29-NH/QĐ dated March 16, 1989.

Article 3. - The Director of the Office, Directors of Central Specialized Banks, Heads of Departments and Institutes of the State Bank of Vietnam, Governors of the State Bank, specialized banks in provinces, cities, special zones, and regions are responsible for implementing this Decision.

 

 

원본 문서(PDF)

새 탭에서 PDF 열기 ↗

관계도

이 문서의 관계도가 아직 없습니다.