Circular No. 72/2003/TT-BTC amends certain points of Circular No. 56/2003/TT-BTC to create favorable conditions for the activities of the Social Policy Bank, specifically regarding deposit interest rates and allowances for village and ward cadres.
적용 범위
Social Policy Bank
핵심 사항
- The Social Policy Bank shall raise capital through accepting deposits from domestic organizations and individuals; mobilizing savings from the poor; borrowing from domestic financial institutions and credit institutions at interest rates not exceeding the deposit interest rate for the same term and period of state commercial banks in the same locality.
- The Social Policy Bank shall pay allowances to village and ward cadres at a rate of 80,000 VND/village, ward/month.
🌐 이 문서의 사회적 영향
- Positive impact: Helps the Social Policy Bank operate more effectively through adjustments to deposit interest rates and allowances for village and ward cadres.
- Negative impact: May cause difficulties in financial management if the prescribed interest rate levels are not adhered to.
❓ 자주 묻는 질문
What are the deposit interest rates for the Social Policy Bank?
The deposit interest rates for the Social Policy Bank shall not exceed the deposit interest rate for the same term and period of state commercial banks in the same locality. (Article 1)
What is the allowance rate for village and ward cadres?
The allowance rate for village and ward cadres is 80,000 VND/village, ward/month. (Article 2)
When does this Circular take effect?
This Circular takes effect 15 days after its publication in the Official Gazette. (Article 3)
How does the Social Policy Bank raise capital?
The Social Policy Bank raises capital through accepting deposits from domestic organizations and individuals; mobilizing savings from the poor; borrowing from domestic financial institutions and credit institutions. (Article 1)
Who will resolve any issues arising during the implementation of this Circular?
Any issues should be reported to the Ministry of Finance for consideration and resolution. (Article 3)
전문
CIRCULAR
Amending some points of Circular No. 56/2003/TT-BTC dated
09/6/2003 of the Ministry of Finance guiding the implementation of financial management regulations for the Social Policy Bank issued together with Decision No. 180/2002/QĐ-TTg dated 19/12/2002 of the Prime Minister
To facilitate the operations of the Social Policy Bank, the Ministry of Finance guides the amendment of some provisions stipulated in Circular No. 56/2003/TT-BTC dated June 9, 2003 of the Ministry of Finance guiding the implementation of financial management regulations for the Social Policy Bank issued together with Decision No. 180/2002/QĐ-TTg dated December 19, 2002 of the Prime Minister as follows:
1. Amend the provision on interest rates for mobilizing capital in the form of receiving deposits from domestic organizations and individuals; mobilizing savings from poor people; borrowing from domestic financial institutions and credit institutions stipulated at Point 2.1 - Section I - Chapter II as follows:
"In the case where the Social Policy Bank mobilizes capital in the form of receiving deposits from domestic organizations and individuals; mobilizing savings from poor people; borrowing from domestic financial institutions and credit institutions, the interest rate for mobilizing capital shall not exceed the deposit interest rate of the same term and period of state-owned commercial banks operating in the same locality."
2. Amend the provision on payment of remuneration to village and ward cadres stipulated at Point 2.4 - Section V - Chapter II as follows:
"Payment of remuneration to village and ward cadres at a rate of 80,000 VND/village or ward/month"
This Circular takes effect fifteen days from the date of publication in the Official Gazette.
Any difficulties encountered during implementation should be reported to the Ministry of Finance for consideration and resolution./.
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