Circular No. 79/1999/TT-BTC amends certain provisions on the financial management of vocational training credit funds. Specifically, the interest rate that the managing bank must pay to the fund for temporarily idle capital is according to the interest rate for demand deposits at the managing bank, and the service fee for the managing bank is 0.35% per month calculated based on the outstanding loan balance within the limit for eligible borrowers.
适用范围
Vocational training credit fund
要点
- The vocational training credit fund may deposit temporarily idle capital with the managing bank and receive interest at the rate applicable to demand deposits made by economic organizations at the managing bank.
- The vocational training credit fund must pay a service fee to the managing bank at a rate of 0.35% per month calculated based on the outstanding loan balance within the limit for eligible borrowers.
🌐 本文件的社会影响
- Positive impact: Reduces financial management costs for the vocational training credit fund through clear stipulations on service fees and interest rates.
- Negative impact: Increases the financial management burden for the managing bank.
❓ 常见问题
What is the interest rate that the managing bank must pay to the vocational training credit fund for temporarily idle capital?
The interest rate that the managing bank must pay to the vocational training credit fund for temporarily idle capital is according to the interest rate for demand deposits made by economic organizations at the managing bank.
How is the service fee for the managing bank calculated?
The service fee for the managing bank is 0.35% per month calculated based on the outstanding loan balance within the limit for eligible borrowers.
Where can the vocational training credit fund deposit temporarily idle capital?
The vocational training credit fund may only deposit temporarily idle capital with the managing bank.
When does the service fee for the managing bank start to be calculated?
The service fee for the managing bank starts to be calculated from July 1, 1999, according to this Circular.
How do the new regulations apply to existing vocational training credit funds?
This Circular takes effect from July 1, 1999, thus applying to all existing vocational training credit funds.
全文
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MINISTRY OF FINANCE |
SOCIALIST REPUBLIC OF VIETNAM |
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NUMBER: 79/1999/TT-BTC |
HA NOI, JUNE 23, 1999 |
CIRCULAR
GUIDELINES FOR AMENDING CIRCULAR NO. 97/1998/TT-BTC OF THE MINISTRY OF FINANCE ON THE MANAGEMENT REGIME FOR THE FINANCIAL RESOURCES OF TRAINING CREDIT FUNDS ISSUED ON JULY 11, 1998
After a period of implementing Circular No. 97/1998/TT-BTC dated July 11, 1998 of the Ministry of Finance guiding the management regime for the financial resources of training credit funds, the Ministry of Finance now provides guidance to amend certain points as follows:
- Amend the provision on the interest rate that the managing bank must pay for the temporary idle capital of the fund at Section II, Point 2, sub-item 3 as follows:
"The temporary idle capital of the fund may only be deposited with the managing bank. The managing bank must pay interest on this deposit at the demand deposit rate applicable to economic organizations' deposits with the managing bank."
- Amend the provision on service fees that the managing bank is entitled to receive at Section II, Point 3, item b, sub-item 3 as follows:
"Payment of service fees to the managing bank. The service fee paid to the managing bank is 0.35% per month based on the outstanding loan balance to eligible borrowers within the term."
This Circular takes effect from July 1, 1999.
Any difficulties encountered during implementation should be reported to the Ministry of Finance for consideration and resolution.
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Pham Van Trong (Signed) |
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