Decision No. 792/2002/QĐ-NHNN announces the basic interest rate in Vietnamese Dong at 0.62% per month (7.44% per year), effective from August 1, 2002, replacing Decision No. 678/2002/QĐ-NHNN. This interest rate applies to credit institutions in determining deposit and lending rates.
적용 범위
Heads of units under the State Bank, Directors of State Bank branches in provinces and cities; Councils of Management and General Directors (Directors) of credit institutions.
핵심 사항
- Heads of units under the State Bank, Directors of State Bank branches in provinces and cities shall implement this Decision.
- Councils of Management and General Directors (Directors) of credit institutions may determine deposit and lending rates based on the basic interest rate of 0.62% per month (7.44% per year).
🌐 이 문서의 사회적 영향
- Positive impact: Reducing funding costs for credit institutions and borrowing customers, creating more favorable conditions for capital mobilization.
- Negative impact: It may cause difficulties for credit institutions in managing interest rate risks.
❓ 자주 묻는 질문
What is the new basic interest rate?
The new basic interest rate is 0.62% per month (7.44% per year).
When does this Decision take effect?
This Decision takes effect from August 1, 2002.
Which Decision does the new basic interest rate replace?
The new basic interest rate replaces Decision No. 678/2002/QĐ-NHNN dated June 28, 2002, on the basic interest rate set by the Governor of the State Bank.
How do credit institutions determine their interest rates?
Credit institutions determine deposit and lending rates based on the basic interest rate of 0.62% per month (7.44% per year).
What responsibility do heads of units under the State Bank have?
Heads of units under the State Bank must implement this Decision.
전문
DECISION OF THE GOVERNOR OF THE STATE BANK OF VIETNAM
Announce the basic interest rate in Vietnamese Dong
GOVERNOR OF THE STATE BANK OF VIETNAM
Pursuant to the Law on the State Bank of Vietnam and the Law on Credit Organizations dated December 12, 1997;
BASED ON DECREE NO. 15/CP dated March 2, 1993 of the Government on the tasks, powers, and responsibilities for state management of ministries and ministerial-level agencies;
Pursuant to the proposal of the Director of the Monetary Policy Department,
DECISION:
Article 1. Now announce the level of the basic interest rate in Vietnamese Dong at 0.62% per month (7.44% per year).
Article 2:
1. This Decision takes effect from August 1, 2002, and replaces Decision No. 678/2002/QĐ-NHNN dated June 28, 2002, on the basic interest rate of the Governor of the State Bank of Vietnam.
2. Heads of units under the State Bank of Vietnam, Governors of provincial and municipal branches of the State Bank of Vietnam; Boards of Directors and General Managers (Directors) of credit organizations are responsible for implementing this Decision./.
관계도
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