Circular No. 05/2010/TT-NHNN amends certain provisions of Circular No. 14/2009/TT-NHNN, detailing the interest rate support for loans to poor people and other policy beneficiaries at the Vietnam Bank for Social Policies. The main contents include monitoring, statistics, and accounting for interest-subsidized loans; the method of transferring interest subsidy funds from the State Bank of Vietnam to the Vietnam Bank for Social Policies; and the responsibilities of relevant parties in implementing this Circular.
适用范围
Vietnam Bank for Social Policies, Monetary Policy Department, State Bank of Vietnam Trading Center, Director of the State Bank of Vietnam Office, Governor of the State Bank of Vietnam branch in provinces/cities under central government jurisdiction, Chairman of the Board of Directors and General Director of the Vietnam Bank for Social Policies, borrowers from the Vietnam Bank for Social Policies.
要点
- Vietnam Bank for Social Policies → must monitor, statistically record, and account for interest-subsidized loans; open accounts or apply appropriate management systems to separately track these loans (Article 1, Clause 2, Point h).
- State Bank of Vietnam → deduct from the interest subsidy fund and transfer to the Vietnam Bank for Social Policies up to 95% of the subsidized interest on loans according to reports from the Vietnam Bank for Social Policies (Article 1, Clause 2, Point 1).
- Monetary Policy Department and State Bank of Vietnam Trading Center → coordinate in handling issues related to the interest subsidy mechanism; implement accounting and transferring of interest subsidy funds to the Vietnam Bank for Social Policies (Article 1, Clause 2, Points a and b).
- Relevant units → must be responsible for implementing this Circular (Article 2, Clause 2).
- State Bank of Vietnam → replace the term 'Ministry of Finance' with the term 'State Bank of Vietnam' in column number (7) of models 02 and 03 of the Appendix to Circular No. 14/2009/TT-NHNN (Article 1, Clause 2, Point g).
🌐 本文件的社会影响
- Positive impact: Helps improve the effectiveness of using interest subsidy funds for poor people and other policy beneficiaries.
- Negative impact: May increase financial management burdens for the Vietnam Bank for Social Policies.
❓ 常见问题
What must the Vietnam Bank for Social Policies implement according to this Circular?
Monitor, statistically record, and account for interest-subsidized loans; open accounts or apply appropriate management systems to separately track these loans (Article 1, Clause 2, Point h).
How does the State Bank of Vietnam transfer the interest subsidy funds?
Quarterly, the State Bank of Vietnam deducts from the interest subsidy fund and transfers to the Vietnam Bank for Social Policies up to 95% of the subsidized interest on loans according to reports from the Vietnam Bank for Social Policies (Article 1, Clause 2, Point 1).
What responsibilities must relevant units fulfill?
Monetary Policy Department and State Bank of Vietnam Trading Center coordinate in handling issues related to the interest subsidy mechanism; implement accounting and transferring of interest subsidy funds to the Vietnam Bank for Social Policies (Article 1, Clause 2, Points a and b).
When does this Circular take effect?
This Circular takes effect from the date of issuance (Article 2, Clause 1).
What term replaces the term 'Ministry of Finance' in the report form?
The term 'Ministry of Finance' is replaced by the term 'State Bank of Vietnam' in column number (7) of models 02 and 03 of the Appendix to Circular No. 14/2009/TT-NHNN (Article 1, Clause 2, Point g).
全文
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STATE BANK OF VIETNAM _______ |
SOCIALIST REPUBLIC OF VIET NAM Independence - Freedom - Happiness ______________________ |
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Number: 05/2010/TT-NHNN |
Hanoi, February 12, 2010 |
CIRCULAR
Amending certain Articles of Circular No. 14/2009/TT-NHNN dated July 16, 2009 detailing the implementation of interest rate support for loans to poor people and other policy beneficiaries at the Vietnam Social Policy Bank July 2009 detailed implementation regulations on interest rate supportfor loans to poor individuals and other policy targetsat the Social Policy Bank
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Pursuant to Resolution No. 30/2008/NQ-CP dated December 11, 2008 of the Government on urgent measures to prevent economic decline, maintain economic growth, and ensure social welfare;
Pursuant to Decision No. 579/QD-TTg dated May 6, 2009 of the Prime Minister on interest rate support for loans at the Vietnam Social Policy Bank;
Pursuant to Decision No. 622/QD-TTg dated May 17, 2009 of the Prime Minister amending and supplementing Decision No. 579/QD-TTg dated May 6, 2009 of the Prime Minister on interest rate support for loans at the Vietnam Social Policy Bank;
Pursuant to Decision No. 25/QD-TTg dated January 7, 2010 of the Prime Minister amending Decision No. 622/QD-TTg dated May 17, 2009 of the Prime Minister;
The State Bank of Vietnam amends certain Articles of Circular No. 14/2009/TT-NHNN dated July 16, 2009 detailing the implementation of interest rate support for loans to poor people and other policy beneficiaries at the Vietnam Social Policy Bank (hereinafter referred to as interest rate support) as follows:
Article 1. Amend Article 3, 4 and the Annex of Circular No. 14/2009/TT-NHNN:
1. Point h Clause 2 Article 3 is amended as follows:
"h) Timely and accurately monitor and record loans receiving interest rate support for internal audit purposes, report to the State Bank of Vietnam, and facilitate supervision by competent state authorities; open accounts or apply appropriate management systems to account for and track separately loans receiving interest rate support and the interest on such loans transferred by the State Bank of Vietnam."
2. Clause 1 Article 4 is amended as follows:
"1. Quarterly, the State Bank of Vietnam will deduct from the interest rate support fund transferred to the Vietnam Social Policy Bank up to 95% of the interest on supported loans based on the Vietnam Social Policy Bank's report on the implementation of interest rate support (Form No. 02 and 03). The remaining interest on supported loans will be transferred after the end of the support period upon receipt of the final report on interest rate support from the Vietnam Social Policy Bank."
3. Points a, b Clause 3 Article 4 are amended as follows:
"a) Department of Monetary Policy: Coordinate with units under the State Bank of Vietnam to address issues related to the interest rate support mechanism; receive registration forms for interest rate support plans and reports on the implementation of interest rate support from the Vietnam Social Policy Bank.
b) Trading Department: Execute accounting entries and transfer the interest rate support funds to the Vietnam Social Policy Bank according to notifications from the Department of Monetary Policy and decisions by the Governor of the State Bank of Vietnam."
4. Remove the phrase "and Ministry of Finance" in point g Clause 2 Article 3; replace the phrase "Ministry of Finance" with "State Bank of Vietnam" in column number (7) of Form No. 02 and 03 in the Annex of Circular No. 14/2009/TT-NHNN.
Article 2. Implementation
1. This Circular takes effect from the date of signature.
2. The Director of the Office, Heads of Departments under the State Bank of Vietnam, Heads of Units under the State Bank of Vietnam, Governors of the State Bank of Vietnam branches in provinces and centrally-administered cities, Chairmen of the Board of Directors and General Directors of the Vietnam Social Policy Bank, and borrowers from the Vietnam Social Policy Bank are responsible for implementing this Circular./.
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DIRECTOR DEPUTY DIRECTOR (Signed) Nguyen Dong Tien |
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