Decision No. 08/2007/QD-BTC stipulates the interest rates for state investment credit and export credit loans, applicable from January 16, 2007. The interest rates are adjusted based on the type of currency and the borrower.
적용 범위
Investors of projects borrowing state investment credit and export credit loans, Vietnam Development Bank, Chairman of the Management Board and General Director of Vietnam Development Bank.
핵심 사항
- State investment credit loans in Vietnamese dong are provided at an interest rate of 9% per annum; in freely convertible foreign currencies at 7.5% per annum.
- For projects in difficult areas, the interest rate for state investment credit loans in Vietnamese dong is 8.4% per annum; in freely convertible foreign currencies at 6.9% per annum.
- The interest rate for state export credit loans in Vietnamese dong is 9% per annum; in freely convertible foreign currencies at 6.9% per annum.
- The interest rate applies from the date of signing the first credit loan contract from January 16, 2007. Projects that signed contracts prior to this date will be implemented according to the commitments in their contracts.
- This Decision takes effect fifteen days after publication in the Official Gazette.
🌐 이 문서의 사회적 영향
- Positive impact: Reduces the burden of interest rates for investment and export projects, helping businesses save costs.
- Negative impact: May be disadvantageous for banks in recovering capital if the interest rate is lower than the market rate.
❓ 자주 묻는 질문
What is the interest rate for state investment credit loans?
The interest rate for state investment credit loans in Vietnamese dong is 9% per annum; in freely convertible foreign currencies at 7.5% per annum.
Who is eligible for preferential interest rates?
Projects for economic and social infrastructure construction; agricultural development projects, rural development projects, and projects in difficult areas such as regions with harsh economic and social conditions, particularly difficult regions; areas where Khmer people live in concentration, communes under Program 135, border communes under Program 120, and coastal communes are eligible for preferential interest rates.
What is the interest rate for state export credit loans?
The interest rate for state export credit loans in Vietnamese dong is 9% per annum; in freely convertible foreign currencies at 6.9% per annum.
When does this Decision take effect?
This Decision takes effect fifteen days after its publication in the Official Gazette, applicable to projects signing their first credit loan contracts from January 16, 2007.
Are projects that signed contracts before January 16, 2007 affected?
No, these projects will be implemented according to the commitments stated in their signed credit loan contracts.
전문
Pursuant to …;
Regarding interest rates for state investment credit and export credit.
________________________________
THE MINISTER OF FINANCE
Pursuant to Decree No. 77/2003/NĐ-CP dated July 1, 2003 of the Government on the functions, tasks, powers, and organizational structure of the Ministry of Finance;
Pursuant to Decree No. 151/2006/NĐ-CP dated December 20, 2006 of the Government on state investment credit and export credit.
At the proposal of the Director of the Department of Financial Affairs of Banks and Financial Institutions,
DECISION:
Article 1. Interest rate for state investment credit
1. The interest rate for state investment credit in Vietnamese dong is 9% per annum, and in freely convertible foreign currency is 7.5% per annum.
2. For projects constructing economic and social infrastructure; projects developing agriculture and rural areas; and projects investing in areas with difficult socio-economic conditions, particularly extremely difficult conditions; projects in areas where Khmer people live concentratedly, communes under Program 135, and border communes under Program 120, and coastal communes, the interest rate for state investment credit in Vietnamese dong is 8.4% per annum, and in freely convertible foreign currency is 6.9% per annum.
Article 2. The interest rate for state export credit in Vietnamese dong is 9% per annum, and in freely convertible foreign currency is 6.9% per annum.
Article 3. These interest rates for state investment credit and export credit shall apply to projects signing credit contracts for the first time from January 16, 2007. For projects that signed credit contracts before January 16, 2007, the interest rates for state investment credit and export credit shall be implemented according to the commitments recorded in the signed credit contracts.
Article 4. This Decision takes effect fifteen days from the date of publication in the Official Gazette.
The Chairman of the Management Board, General Director of the Vietnam Development Bank, and sponsors of projects borrowing investment credit and export credit from the state are responsible for implementing this Decision./.
DEPUTY MINISTER
관계도
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