Decision No. 1498/2001/QD-NHNN announces the basic interest rate at 0.60% per month as the basis for credit institutions to set interest rates on loans in Vietnamese dong for customers. This decision takes effect from December 1, 2001, and replaces the previous regulations.
适用范围
Credit institutions, customers (borrowers).
要点
- Credit institutions → are entitled to set interest rates on loans in Vietnamese dong for customers based on the basic interest rate of 0.60% per month.
- This decision takes effect from December 1, 2001, and replaces Decision No. 1351/2001/QD-NHNN.
- Heads of units under the State Bank, Branch Directors of the State Bank in provinces and cities; Boards of Directors and General Managers (Directors) of credit institutions are responsible for implementing this decision.
🌐 本文件的社会影响
- Positive impact: Reduces borrowing costs for customers due to a lower basic interest rate compared to the old rate.
- Negative impact: Credit institutions may face difficulties in recovering capital if the interest rate is too low.
❓ 常见问题
What is the announced basic interest rate?
The announced basic interest rate is 0.60% per month.
When does this decision take effect?
This decision takes effect from December 1, 2001.
How does the basic interest rate replace the old regulation?
Decision No. 1498/2001/QD-NHNN replaces Decision No. 1351/2001/QD-NHNN regarding the announcement of the basic interest rate.
Who is responsible for implementing this decision?
Heads of units under the State Bank, Branch Directors of the State Bank in provinces and cities; Boards of Directors and General Managers (Directors) of credit institutions are responsible for implementing this decision.
To whom does this decision apply?
This decision applies to credit institutions and customers (borrowers).
全文
Pursuant to …;
Announcing the basic interest rate as the basis for credit institutions to set interest rates for loans
in Vietnamese dong to customers
________________________
GOVERNOR OF THE STATE BANK OF VIETNAM
Pursuant to the Law on the State Bank of Vietnam and the Law on Credit Organizations dated December 12, 1997;
Pursuant to Decree No. 15/CP dated March 2, 1993 of the Government on the tasks, powers, and responsibilities for state management of Ministries and ministerial-level agencies;
Based on the guidance of the Government in Document No. 03/VPCP-KTTH dated January 15, 2001 regarding the management of the basic interest rate in Vietnamese dong;
Pursuant to the proposal of the Director of the Monetary Policy Department,
Pursuant to …;
Article 1. Now announcing the basic interest rate at 0.60% per month as the basis for credit institutions to set interest rates for loans in Vietnamese dong to customers.
Article 2.
1. This Decision takes effect from December 1, 2001 and replaces the provision on the basic interest rate in Decision No. 1351/2001/QĐ-NHNN dated October 29, 2001 of the Governor of the State Bank of Vietnam on announcing the basic interest rate as the basis for credit institutions to set interest rates for loans in Vietnamese dong to customers.
2. Heads of units under the State Bank of Vietnam, Governors of provincial and municipal branches of the State Bank of Vietnam; Boards of Directors and General Directors (Directors) of credit institutions are responsible for implementing this Decision.
关系图
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