Decision No. 343/2003/QĐ-NHNN amends and supplements Article 1 of Decision No. 418/2000/QĐ-NHNN on the objects eligible for foreign currency loans from credit institutions. This Decision specifies the capital needs permitted to borrow foreign currency and takes effect from the date of publication in the Official Gazette.
适用范围
Credit institutions, resident customers.
要点
- Credit institutions may consider granting foreign currency loans to resident customers for payment of imported goods and services, implementation of investment projects, production and business operations, discounting export documentary collections, early repayment of foreign debt, or sending workers to work abroad for a limited period.
- For production and business capital needs, customers must have foreign currency income within the territory of Vietnam or be entitled to purchase foreign currency to repay loans according to the laws on foreign exchange management.
- Credit institutions and customers are responsible for implementing this Decision.
🌐 本文件的社会影响
- Adjusting the scope of foreign currency lending, creating favorable conditions for credit institutions to support capital for customers with genuine needs.
- Reducing the burden of foreign exchange management for enterprises and individuals with stable foreign currency income.
❓ 常见问题
When can credit institutions grant foreign currency loans?
Credit institutions may consider granting foreign currency loans to resident customers for payment of imports, implementation of investment projects, production and business operations, discounting export documentary collections, early repayment of foreign debt, or sending workers to work abroad for a limited period.
What conditions must customers meet to be eligible for foreign currency loans?
Customers must be residents and have capital needs as specified in this Decision. For production and business capital needs, customers must have foreign currency income within the territory of Vietnam or be entitled to purchase foreign currency to repay loans according to the laws on foreign exchange management.
When does this Decision take effect?
This Decision takes effect fifteen days after its publication in the Official Gazette.
What actions must credit institutions and customers take to implement this Decision?
Heads of units under the State Bank of Vietnam, Governors of provincial and centrally-administered city branches of the State Bank of Vietnam, Boards of Directors and General Directors (Directors) of credit institutions, and borrowing customers are responsible for implementing this Decision.
To whom does this Decision apply?
This Decision applies to credit institutions and resident customers.
全文
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STATE BANK OF VIETNAM |
SOCIALIST REPUBLIC OF VIETNAM |
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Number: 343/2003/QĐ-NHNN |
Hanoi, April 10, 2003 |
Pursuant to …;
Regarding the amendment and supplementation of Article 1 of Decision No. 418/2000/QĐ-NHNN dated September 21, 2000 of the Governor of the State Bank of Vietnam on the objects eligible for foreign currency loans from credit institutions
GOVERNOR OF THE STATE BANK OF VIETNAM
Pursuant to the Law on the State Bank of Vietnam and the Law on Credit Institutions dated December 12, 1997;
Pursuant to Decree No. 86/2002/NĐ-CP dated November 5, 2002 of the Government stipulating the functions, tasks, powers, and organizational structure of ministries and ministerial-level agencies;
Pursuant to Decree No. 63/1998/NĐ-CP dated August 17, 1998 of the Government on foreign exchange management and Decree No. 05/2001/NĐ-CP dated January 17, 2001 of the Government amending and supplementing certain provisions of Decree No. 63/1998/NĐ-CP dated August 17, 1998 of the Government on foreign exchange management;
Pursuant to the proposal of the Director of the Monetary Policy Department,
Pursuant to …;
Article 1. Amends and supplements Article 1 of Decision No. 418/2000/QĐ-NHNN dated September 21, 2000 of the Governor of the State Bank of Vietnam on the objects eligible for foreign currency loans from credit institutions as follows:
"Article 1. Credit institutions permitted to engage in foreign exchange operations may consider granting foreign currency loans to resident customers for the following capital needs:
1. To pay for imported goods and services serving the production and business activities of the customer to foreign countries.
2. To implement investment projects, production and business plans for export goods and services; production and business capital needs of customers with foreign currency revenue within the territory of Vietnam or without foreign currency revenue but entitled to purchase foreign currency to repay loans in accordance with the laws on foreign exchange management.
3. In the form of discounting export documents.
4. To repay foreign debt ahead of schedule if the investment project or production and business plan using that foreign loan is effective.
5. For workers going to work abroad for a fixed term in accordance with the regulations of the State Bank of Vietnam.
6. To implement direct investment projects abroad in accordance with the Prime Minister's Decision and the guidance of the State Bank of Vietnam."
Article 2. This Decision shall take effect fifteen days after its publication in the Official Gazette.
Article 3. Heads of units under the State Bank of Vietnam, Governors of provincial and centrally-administered city branches of the State Bank of Vietnam, Boards of Directors and General Directors (Directors) of credit institutions, and borrowing customers are responsible for implementing this Decision.
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DIRECTOR STATE BANK OF VIETNAM DEPUTY DIRECTOR (Signed) PHUNG KHAC KE |
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