Decision No. 39/2000/QĐ-NNNN stipulates the foreign currency savings system for Vietnamese citizens residing abroad and related individuals, while abolishing some old legal documents. This decision does not apply to depositors within the territory of Vietnam.
适用范围
Vietnamese citizens residing abroad for less than 12 months; Vietnamese citizens working at diplomatic missions, consular offices, armed forces, and political and social organizations operating abroad.
要点
- The General Directors (Directors) of permitted Credit Organizations shall determine the interest rates on savings deposits, terms of savings, and types of foreign currencies accepted for savings deposits, except where otherwise specified by the State Bank.
- The State Bank requires Credit Organizations to report data related to the activities of raising and paying out foreign currency savings deposits according to the current regulations on statistical reporting systems.
- This decision does not apply to depositors within the territory of Vietnam.
- The General Directors (Directors) of permitted Credit Organizations may issue rules for foreign currency savings deposits based on this Decision and relevant legal documents.
🌐 本文件的社会影响
- Those benefiting from this decision are Vietnamese citizens residing abroad, which provides them with additional options for foreign currency savings.
- Credit Organizations will have more opportunities to develop new savings products but must comply with interest rate and term regulations.
❓ 常见问题
What benefits do depositors of foreign currency receive?
Depositors of foreign currency can receive higher interest rates compared to Vietnamese currency, depending on the regulations of each Credit Organization.
What can the General Directors (Directors) of permitted Credit Organizations do?
The General Directors (Directors) of permitted Credit Organizations may determine interest rates, terms, and types of foreign currencies accepted for savings deposits, provided they do not violate State Bank regulations.
What reports does the State Bank require?
The State Bank requires Credit Organizations to report data related to the activities of raising and paying out foreign currency savings deposits according to the current regulations on statistical reporting systems.
Who does this decision apply to?
This decision applies only to Vietnamese citizens residing abroad for less than 12 months and individuals working at diplomatic missions, consular offices, armed forces, and political and social organizations operating abroad.
When does this decision take effect?
This decision takes effect 15 days after the date of signature.
全文
DECISION OF THE GOVERNOR OF THE STATE BANK
A Vietnamese citizen residing abroad for less than 12 months;
3. A Vietnamese citizen working in diplomatic agencies, consular agencies,military forces, and political organizations, political-social organizations,social organizations, occupational social organizations, social funds, charitablefunds of Vietnam operating abroad and individuals accompanying them.
Article 3. Interest rates, terms, and types of foreign currencies for savings deposits.
The General Director (Director) of permitted credit organizations has theauthority to determine interest rates on savings deposits, deposit terms, and typeof foreign currencies accepted for savings deposits, except where the State Bankhas different regulations.
Article 4. Rights of the Savings Depositor.
1. Based on this Decision and relevant legal documents, permitted creditorganizations may issue rules for foreign currency savings deposits;
2. Report to the State Bank statistical data related to the activities of raisingand paying out foreign currency savings deposits according to current reportingand statistical regulations.
Article 6. THIS DECISION SHALL TAKE EFFECT 15 DAYS FROM THE DATE OF SIGNATURE.
This Decision replaces the following regulatory legal documents of theGovernor of the State Bank: Decision No. 08/NH-QĐ dated January 14, 1991 onthe issuance of rules for foreign currency savings deposits with free convertibility;Circular No. 75/NH-TT dated March 16, 1991 guiding the implementation ofrules for foreign currency savings deposits with free convertibility; DecisionNo. 08/QĐ-NH7 dated January 25, 1992 on amending certain contents of therules for foreign currency savings deposits with free convertibility.
Article 7. The Head of the Office, the Inspector General, Heads of units under theState Bank, Directors of Provincial Branches of the State Bank under centralcities, General Directors (Directors) of permitted credit organizations areresponsible for implementing this Decision./.
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