Circular No. 43/2018/TT-NHNN amending and supplementing certain articles of Circular No. 16/2010/TT-NHNN dated June 25, 2010, issued by the Governor of the State Bank of Vietnam guiding the implementation of Decree No. 10/2010/NĐ-CP dated February 12, 2010, of the Government on credit information activities.

Circular No. 43/2018/TT-NHNN amends and supplements certain articles of Circular No. 16/2010/TT-NHNN guiding the implementation of Decree No. 10/2010/NĐ-CP on credit information activities. This document provides more detailed provisions on the provision of credit information to enterprises and changes some contents related to credit institutions and foreign bank branches.

Số hiệu43/2018/TT-NHNN
Loại văn bảnCircular
Cơ quan ban hànhState Bank of Vietnam
Người kýĐoàn Thái Sơn — Phó Thống đốc
Cập nhật18/06/2026
NgànhBanking
Lĩnh vựcCredit
Ngày ban hành28/12/2018
Ngày áp dụng18/02/2019
Ngày hết hiệu lực
Tình trạngIn effect
✦ Tóm lược thông minh

Circular No. 43/2018/TT-NHNN amends and supplements certain articles of Circular No. 16/2010/TT-NHNN guiding the implementation of Decree No. 10/2010/NĐ-CP on credit information activities. This document provides more detailed provisions on the provision of credit information to enterprises and changes some contents related to credit institutions and foreign bank branches.

Đối tượng áp dụng

[Credit institutions, foreign bank branches; National Credit Information Center of Vietnam]

Các điểm cốt lõi

  • Credit institutions and foreign bank branches must provide credit information to enterprises according to Model No. 04/TTTD issued together with this Circular.
  • The commitment letter for providing credit information between credit institutions and enterprises is specified in more detail.
  • Contents related to commercial banks in Model No. 04/TTTD have been changed to be appropriate for credit institutions and foreign bank branches.
  • Credit institutions and foreign bank branches shall be responsible for implementing the provisions of this Circular.
  • This Circular takes effect from February 18, 2019.

🌐 Tác động xã hội từ văn bản này

  • To make the provision of credit information to enterprises clearer and more transparent.
  • To strengthen the responsibility of credit institutions and foreign bank branches in implementing regulations on credit information.

❓ Câu hỏi thường gặp

What contents does Circular No. 43/2018/TT-NHNN amend?

Amends Point c(viii) Clause 1 Article 5 and changes Model No. 04/TTTD.

What must credit institutions implement according to this Circular?

Must provide credit information to enterprises according to Model No. 04/TTTD and bear responsibility for implementing the provisions of this Circular.

When does this Circular take effect?

February 18, 2019.

Toàn văn

STATE BANK OF VIETNAM
VIETNAM

SOCIALIST REPUBLIC OF VIET NAM
Independence – Freedom – Happiness

Number: 43/2018/TT-NHNN
Hanoi, December 28, 2018

CIRCULAR
Amending and supplementing certain provisions of Circular No. 16/2010/TT-NHNN dated June 25, 2010 issued by the Governor of the State Bank of Vietnam guiding the implementation of Decree No. 10/2010/NĐ-CP dated February 12, 2010 of the Government on credit information activities
of the Governor of the State Bank of Vietnam guiding the implementation of Government Decree No. 10/2010/NĐ-CP dated February 12, 2010 on credit information activities
issued on June 2010 guiding the implementation of Government Decree No. 10/2010/NĐ-CP dated February 12, 2010
concerning credit information activities

 ___________

Pursuant to the Law on the State Bank of Vietnam dated June 16, 2010;

Pursuant to the Law on Credit Institutions dated June 16, 2010 and the Law Amending and Supplementing Certain Articles of the Law on Credit Institutions dated November 20, 2017;

Based on the Enterprise Law dated November 26, 2014;

On the basis of the Investment Law dated November 26, 2014;

Pursuant to Decree No. 10/2010/NĐ-CP dated February 12, 2010 of the Government on credit information activities and Decree No. 57/2016/NĐ-CP dated July 1, 2016 of the Government amending and supplementing Article 7 of Decree No. 10/2010/NĐ-CP dated February 12, 2010 of the Government on credit information activities;

Pursuant to Government Decree No. 16/2017/NĐ-CP dated February 17, 2017 on the functions, tasks, powers, and organizational structure of the State Bank of Vietnam;

At the proposal of the Director of Banking Inspection and Supervision;

The Governor of the State Bank of Vietnam issues this Circular amending and supplementing certain provisions of Circular No. 16/2010/TT-NHNN dated June 25, 2010 of the Governor of the State Bank of Vietnam guiding the implementation of Decree No. 10/2010/NĐ-CP dated February 12, 2010 of the Government on credit information activities (hereinafter referred to as Circular No. 16/2010/TT-NHNN).

Article 1. Amending and supplementing certain provisions of Circular No. 16/2010/TT-NHNN

1. Point c(viii) Clause 1 Article 5 of Circular No. 16/2010/TT-NHNN (amended and supplemented at Clause 4 Article 1 of Circular No. 23/2016/TT-NHNN dated June 30, 2016 of the Governor of the State Bank of Vietnam on amending and supplementing certain provisions of Circular No. 16/2010/TT-NHNN) shall be amended and supplemented as follows:

"viii) Documents of credit institutions, foreign bank branches committing to provide credit information to enterprises according to Model No. 04/TTTD issued together with this Circular;"

2. Replace the phrase "Commercial banks" with the phrase "Credit institutions, foreign bank branches" in Model No. 04/TTTD issued together with Circular No. 16/2010/TT-NHNN.

Article 2. Responsibility for Implementation

The Director of the Office, the Director of the Banking Inspection and Supervision Department, Heads of units under the State Bank of Vietnam, Governors of the State Bank of Vietnam Branches in provinces and centrally governed cities, General Directors of the National Credit Information Center of Vietnam, Chairmen of the Board of Directors, Members of the Board of Management and General Directors (Directors) of credit institutions, foreign bank branches, Chairmen of the Board of Directors, Members of the Board of Management and General Directors (Directors) of credit information companies are responsible for organizing the implementation of this Circular.

Article 3. Effectiveness

This Circular takes effect from February 18, 2019./.

DIRECTOR
DEPUTY DIRECTOR
(Signed)
  Dong Thai Son

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43/2018/TT-NHNN
Circular No. 43/2018/TT-NHNN amending and supplementing certain articles of Circular No. 16/2010/TT-NHNN dated June 25, 2010, issued by the Governor of the State Bank of Vietnam guiding the implementation of Decree No. 10/2010/NĐ-CP dated February 12, 2010, of the Government on credit information activities.
In effect

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