Circular No. 43/2018/TT-NHNN amending and supplementing certain articles of Circular No. 16/2010/TT-NHNN dated June 25, 2010, issued by the Governor of the State Bank of Vietnam guiding the implementation of Decree No. 10/2010/NĐ-CP dated February 12, 2010, of the Government on credit information activities.

Circular No. 43/2018/TT-NHNN amends and supplements certain articles of Circular No. 16/2010/TT-NHNN guiding the implementation of Decree No. 10/2010/NĐ-CP on credit information activities. This document provides more detailed provisions on the provision of credit information to enterprises and changes some contents related to credit institutions and foreign bank branches.

문서 번호43/2018/TT-NHNN
문서 유형Circular
발행 기관State Bank of Vietnam
서명자Đoàn Thái Sơn — Phó Thống đốc
업데이트18. 06. 2026
산업Banking
분야Credit
발행일28. 12. 2018
발효일18. 02. 2019
효력 만료일
상태In effect
✦ 스마트 요약

Circular No. 43/2018/TT-NHNN amends and supplements certain articles of Circular No. 16/2010/TT-NHNN guiding the implementation of Decree No. 10/2010/NĐ-CP on credit information activities. This document provides more detailed provisions on the provision of credit information to enterprises and changes some contents related to credit institutions and foreign bank branches.

적용 범위

[Credit institutions, foreign bank branches; National Credit Information Center of Vietnam]

핵심 사항

  • Credit institutions and foreign bank branches must provide credit information to enterprises according to Model No. 04/TTTD issued together with this Circular.
  • The commitment letter for providing credit information between credit institutions and enterprises is specified in more detail.
  • Contents related to commercial banks in Model No. 04/TTTD have been changed to be appropriate for credit institutions and foreign bank branches.
  • Credit institutions and foreign bank branches shall be responsible for implementing the provisions of this Circular.
  • This Circular takes effect from February 18, 2019.

🌐 이 문서의 사회적 영향

  • To make the provision of credit information to enterprises clearer and more transparent.
  • To strengthen the responsibility of credit institutions and foreign bank branches in implementing regulations on credit information.

❓ 자주 묻는 질문

What contents does Circular No. 43/2018/TT-NHNN amend?

Amends Point c(viii) Clause 1 Article 5 and changes Model No. 04/TTTD.

What must credit institutions implement according to this Circular?

Must provide credit information to enterprises according to Model No. 04/TTTD and bear responsibility for implementing the provisions of this Circular.

When does this Circular take effect?

February 18, 2019.

전문

STATE BANK OF VIETNAM
VIETNAM

SOCIALIST REPUBLIC OF VIET NAM
Independence – Freedom – Happiness

Number: 43/2018/TT-NHNN
Hanoi, December 28, 2018

CIRCULAR
Amending and supplementing certain provisions of Circular No. 16/2010/TT-NHNN dated June 25, 2010 issued by the Governor of the State Bank of Vietnam guiding the implementation of Decree No. 10/2010/NĐ-CP dated February 12, 2010 of the Government on credit information activities
of the Governor of the State Bank of Vietnam guiding the implementation of Government Decree No. 10/2010/NĐ-CP dated February 12, 2010 on credit information activities
issued on June 2010 guiding the implementation of Government Decree No. 10/2010/NĐ-CP dated February 12, 2010
concerning credit information activities

 ___________

Pursuant to the Law on the State Bank of Vietnam dated June 16, 2010;

Pursuant to the Law on Credit Institutions dated June 16, 2010 and the Law Amending and Supplementing Certain Articles of the Law on Credit Institutions dated November 20, 2017;

Based on the Enterprise Law dated November 26, 2014;

On the basis of the Investment Law dated November 26, 2014;

Pursuant to Decree No. 10/2010/NĐ-CP dated February 12, 2010 of the Government on credit information activities and Decree No. 57/2016/NĐ-CP dated July 1, 2016 of the Government amending and supplementing Article 7 of Decree No. 10/2010/NĐ-CP dated February 12, 2010 of the Government on credit information activities;

Pursuant to Government Decree No. 16/2017/NĐ-CP dated February 17, 2017 on the functions, tasks, powers, and organizational structure of the State Bank of Vietnam;

At the proposal of the Director of Banking Inspection and Supervision;

The Governor of the State Bank of Vietnam issues this Circular amending and supplementing certain provisions of Circular No. 16/2010/TT-NHNN dated June 25, 2010 of the Governor of the State Bank of Vietnam guiding the implementation of Decree No. 10/2010/NĐ-CP dated February 12, 2010 of the Government on credit information activities (hereinafter referred to as Circular No. 16/2010/TT-NHNN).

Article 1. Amending and supplementing certain provisions of Circular No. 16/2010/TT-NHNN

1. Point c(viii) Clause 1 Article 5 of Circular No. 16/2010/TT-NHNN (amended and supplemented at Clause 4 Article 1 of Circular No. 23/2016/TT-NHNN dated June 30, 2016 of the Governor of the State Bank of Vietnam on amending and supplementing certain provisions of Circular No. 16/2010/TT-NHNN) shall be amended and supplemented as follows:

"viii) Documents of credit institutions, foreign bank branches committing to provide credit information to enterprises according to Model No. 04/TTTD issued together with this Circular;"

2. Replace the phrase "Commercial banks" with the phrase "Credit institutions, foreign bank branches" in Model No. 04/TTTD issued together with Circular No. 16/2010/TT-NHNN.

Article 2. Responsibility for Implementation

The Director of the Office, the Director of the Banking Inspection and Supervision Department, Heads of units under the State Bank of Vietnam, Governors of the State Bank of Vietnam Branches in provinces and centrally governed cities, General Directors of the National Credit Information Center of Vietnam, Chairmen of the Board of Directors, Members of the Board of Management and General Directors (Directors) of credit institutions, foreign bank branches, Chairmen of the Board of Directors, Members of the Board of Management and General Directors (Directors) of credit information companies are responsible for organizing the implementation of this Circular.

Article 3. Effectiveness

This Circular takes effect from February 18, 2019./.

DIRECTOR
DEPUTY DIRECTOR
(Signed)
  Dong Thai Son

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관계도

43/2018/TT-NHNN
Circular No. 43/2018/TT-NHNN amending and supplementing certain articles of Circular No. 16/2010/TT-NHNN dated June 25, 2010, issued by the Governor of the State Bank of Vietnam guiding the implementation of Decree No. 10/2010/NĐ-CP dated February 12, 2010, of the Government on credit information activities.
In effect

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