Circular No. 47/2024/TT-NHNN amends Clause 3, Article 3 of Circular No. 04/2022/TT-NHNN dated June 16, 2022, issued by the Governor of the State Bank of Vietnam on the application of interest rates for early withdrawal of deposits at credit institutions and foreign bank branches.

Circular No. 47/2024/TT-NHNN amends Clause 3, Article 3 of Circular No. 04/2022/TT-NHNN concerning the application of interest rates for early withdrawal of deposits at credit institutions and foreign bank branches. This document aims to adjust the content related to deposit certificates issued by credit institutions.

文号47/2024/TT-NHNN
文件类型Circular
发布机关State Bank of Vietnam
签署人Phạm Thanh Hà — Phó Thống đốc
更新15/06/2026
行业Banking
领域Monetary Policy
发布日期30/09/2024
生效日期20/11/2024
失效日期
状态In effect
✦ 智能摘要

Circular No. 47/2024/TT-NHNN amends Clause 3, Article 3 of Circular No. 04/2022/TT-NHNN concerning the application of interest rates for early withdrawal of deposits at credit institutions and foreign bank branches. This document aims to adjust the content related to deposit certificates issued by credit institutions.

适用范围

Credit institutions, foreign bank branches

要点

  • Clause 3, Article 3 of Circular No. 04/2022/TT-NHNN is amended to provide regulations on deposit certificates issued by credit institutions.
  • This Circular takes effect from November 20, 2024.
  • Credit institutions, foreign bank branches must comply with the new regulations on deposit certificates.
  • The Director of the Monetary Policy Department and relevant units under the State Bank of Vietnam are responsible for implementing this Circular.
  • Officially apply the interest rate for early withdrawal of deposits at credit institutions and foreign bank branches according to the new regulations.

🌐 本文件的社会影响

  • Strengthen management of the issuance of deposit certificates by credit institutions.
  • Ensure the rights of depositors when making early withdrawals.
  • Credit institutions need to adjust procedures and processes related to deposit certificates.

❓ 常见问题

What content in Circular No. 04/2022/TT-NHNN does Circular No. 47/2024/TT-NHNN amend?

Circular No. 47/2024/TT-NHNN amends Clause 3, Article 3 of Circular No. 04/2022/TT-NHNN concerning deposit certificates issued by credit institutions.

When does this Circular take effect?

Circular No. 47/2024/TT-NHNN takes effect from November 20, 2024.

全文

STATE BANK OF VIETNAM

SOCIALIST REPUBLIC OF VIET NAM
Independence – Freedom – Happiness

Number: 47/2024/TT-NHNN
Hanoi, September 30, 2024

CIRCULAR

Amending Clause 3 of Article 3 of Circular No. 04/2022/TT-NHNN dated June 16, 2022 issued by the Governor of the State Bank of Vietnam

dated June 16, 2022

concerning the application of interest rates for early withdrawal of deposits at credit institutions and foreign bank branches

________________________

Pursuant to the Law on the State Bank of Vietnam No. 46/2010/QH12 dated June 16, 2022 2010;

Pursuant to the Law on Credit Institutions dated January 18, 2024;

Pursuant to Decree No. 102/2022/NĐ-CP dated December 12, 2022 of the Government stipulating the functions, tasks, powers, and organizational structure of the State Bank of Vietnam;

Article 1.

The Governor of the State Bank of Vietnam issues this Circular to amend Clause 3 of Article 3 of Circular No. 04/2022/TT-NHNN dated June 16, 2022 concerning the application of interest rates for early withdrawal of deposits at credit institutions and foreign bank branches.

Article 1. Amend Clause 3 of Article 3 of Circular No. 04/2022/TT-NHNN as follows:

"3. Deposit certificates issued by credit institutions."

Article 2. Implementation clause

This Circular shall take effect from November 20, 2024.

Article 3. Implementation Organization

The Director of the Office, Heads of Departments under the State Bank of Vietnam, Heads of units under the State Bank of Vietnam, credit institutions, and foreign bank branches are responsible for implementing this Circular./.

 

DIRECTOR
DEPUTY DIRECTOR
(Signed)
Pham Thanh Ha

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