Circular No. 52/2025/TT-NHNN amends and supplements provisions regarding the lending activities of credit institutions and foreign bank branches for customers. This document adjusts the deadline for submitting internal regulations on lending and specifies the responsibilities of relevant parties.
要点
- Credit institutions subject to micro-prudential supervision by the State Bank of Vietnam Regional Branch must submit their internal regulations on lending within 10 working days from the date of issuance or amendment (Article 1).
- Heads of units under the State Bank of Vietnam, credit institutions, and foreign bank branches are responsible for implementing this Circular (Article 2)
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CIRCULAR
AMENDING AND ADDING CERTAIN PROVISIONS OF CIRCULAR NO. 39/2016/TT-NHNN
DATED DECEMBER 30, 2016 ISSUED BY THE GOVERNOR OF THE STATE BANK OF VIETNAM
ON LENDING ACTIVITIES OF CREDIT ORGANIZATIONS,
FOREIGN-BANK BRANCHES FOR CUSTOMERS
BASED ON THE LAW ON THE STATE BANK OF VIETNAM NO. 46/2010/QH12;
BASED ON THE LAW ON CREDIT ORGANIZATIONS No. 32/2024/QH15;
BASED ON DECREE No. 26/2025/NĐ-CP OF THE GOVERNMENT ON THE FUNCTIONS, TASKS, POWERS AND ORGANIZATION STRUCTURE OF THE STATE BANK OF VIETNAM;
AT THE RECOMMENDATION OF THE DIRECTOR OF THE DEPARTMENT OF MONETARY POLICY;
THE GOVERNOR OF THE STATE BANK OF VIETNAM ISSUES THIS CIRCULAR AMENDING AND ADDING CERTAIN PROVISIONS OF CIRCULAR No. 39/2016/TT-NHNN DATED DECEMBER 30, 2016 ON LENDING ACTIVITIES OF CREDIT ORGANIZATIONS, FOREIGN-BANK BRANCHES FOR CUSTOMERS.
ARTICLE 1. AMEND AND SUPPLEMENT Clause 3 of Article 22
“3. Within 10 (ten) working days from the date of issuance or amendment and supplementation of internal regulations on lending, credit organizations subject to micro-prudential supervision by the State Bank shall submit such internal regulations to the State Bank Branch Area; other credit organizations shall submit them to the State Bank of Vietnam (Department for Management and Supervision of Credit Organizations).”.
ARTICLE 2. AMEND AND SUPPLEMENT Clause 2 of Article 35
“The heads of units under the State Bank of Vietnam, credit organizations, foreign-bank branches shall be responsible for implementing this Circular.”.
ARTICLE 3. RESPONSIBILITY FOR IMPLEMENTATIONThe heads of units under the State Bank of Vietnam, credit organizations, foreign-bank branches shall be responsible for implementing this Circular.
ARTICLE 4. EFFECTIVE DATE
This Circular takes effect from December 25, 2025./. DIRECTOR
DEPUTY DIRECTOR
| PHAM THANH HA DEPUTY GOVERNOR Phạm Thanh Hà |
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