Decision No. 60/2007/QD-BTC stipulates the interest rate for loans from the Cooperative Development Support Fund, applicable to projects borrowing funds from this fund. The interest rate is fixed at the time of signing the loan agreement and increases if there is a breach of contract or delay.
적용 범위
Projects borrowing funds from the Cooperative Development Support Fund.
핵심 사항
- The Cooperative Development Support Fund applies an interest rate for loans equal to 60% of the State's investment development credit interest rate as prescribed in Decree No. 151/2006/NĐ-CP, fixed throughout the entire loan period.
- If the project owner breaches the contract or exceeds the due date, the interest rate for the loan will increase to 150% of the interest rate within the term specified in the loan agreement.
🌐 이 문서의 사회적 영향
- Positive impact: Helps cooperative projects access capital with preferential interest rates, supporting economic and social development.
- Negative impact: May create financial pressure on the project owner if there is a breach of contract or delay leading to an increase in interest rates.
❓ 자주 묻는 질문
What is the interest rate for loans from the Cooperative Development Support Fund?
The interest rate for loans is 60% of the State's investment development credit interest rate as prescribed in Decree No. 151/2006/NĐ-CP.
If the project owner breaches the contract, how much will the interest rate increase?
If the project owner breaches the contract or exceeds the due date, the interest rate for the loan will increase to 150% of the interest rate within the term specified in the loan agreement.
How is this interest rate fixed?
The interest rate for a project loan is determined at the time of signing the loan agreement and remains fixed throughout the entire loan period.
When does this decision take effect?
This decision takes effect 15 days after its publication in the Official Gazette.
Who is responsible for implementing this Decision?
The Chairman of the Vietnam Union of Cooperatives, the Director of the Department of Banking and Financial Organization Finance, the Chairman of the Management Board of the Cooperative Development Support Fund, the Director of the Cooperative Development Support Fund, and the Heads of related units are responsible for implementing this Decision.
전문
DECISION OF THE MINISTER OF FINANCE
On the interest rate for loans from the Cooperative Development Support Fund
THE MINISTER OF FINANCE
Pursuant to the Law on Cooperatives dated November 26, 2003;
Pursuant to Decree No. 77/2003/ND-CP dated July 1, 2003 of the Government stipulating the functions, tasks, powers, and organizational structure of the Ministry of Finance;
Pursuant to Decree No. 88/2005/ND-CP dated July 11, 2005 of the Government on certain support and encouragement policies for cooperative development;
Pursuant to Decision No. 246/2006/QD-TTg dated October 27, 2006 of the Prime Minister on the establishment of the Cooperative Development Support Fund;
At the proposal of the Director of the Department of Financial Affairs of Banks and Financial Institutions,
DECISION:
Article 1. The interest rate for loans from the Cooperative Development Support Fund shall be 60% of the interest rate for state investment credit loans in Vietnamese dong as prescribed in Clause 2 and Clause 7, Article 10 of Decree No. 151/2006/ND-CP dated December 20, 2006 of the Government on state investment credit and export credit.
The interest rate for a loan under a project shall be determined at the time of signing the credit agreement and remain fixed throughout the loan period.
Article 2. In case the project borrower violates the credit agreement or is overdue, they must bear an interest rate equal to 150% of the interest rate for timely repayment as stated in the credit agreement.
Article 3. This Decision takes effect fifteen days after its publication in the Official Gazette.
Article 4. The Chairman of the Vietnam Union of Cooperatives, the Director of the Department of Financial Institutions and Financial Organizations, the Chairman of the Management Board of the Cooperative Development Support Fund, the Director of the Cooperative Development Support Fund, and the Heads of related units are responsible for implementing this Decision./.
DEPUTY MINISTER
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