This Decision amends and supplements Decision No. 633 TC/QĐ-TCNH on insurance premium rates for construction and installation projects. Insurance companies may adjust insurance premium rates within 25% compared to the prescribed rates. Special projects not covered by the rules and premium rates issued by the Ministry of Finance shall be agreed upon between the insurance company and the project owner.
适用范围
Insurance companies, owners of construction and installation projects
要点
- Insurance companies may adjust insurance premium rates within 25% compared to the prescribed rates.
- Insurance premium rates for certain construction and installation projects have been supplemented, specifically including water supply projects (6000), levees, dams, retaining walls, wharfs (6200), and power grid renovation (3592).
- Special projects not covered by the rules and premium rates issued by the Ministry of Finance shall be agreed upon between the insurance company and the project owner.
- Insurance premiums are calculated based on the construction and installation premium rates that have been issued.
- This Decision takes effect from the date of signing and applies to insurance companies and project owners as stipulated in Decree No. 42/CP and Circular No. 65/TC/ĐTPT.
🌐 本文件的社会影响
- Insurance companies have additional rights to independently adjust insurance premium rates, allowing them greater flexibility in managing risks.
- Special projects will be insured more promptly, reducing the risk of asset and project loss.
❓ 常见问题
How much can insurance companies adjust the insurance premium rate?
Insurance companies may independently adjust insurance premium rates up or down within 25% compared to the prescribed rates.
What construction projects have been included in the supplemented insurance premium rates?
The supplemented insurance premium rates include projects such as water supply projects (6000), levees, dams, retaining walls, wharfs (6200), and power grid renovation (3592).
How will special projects not covered by the rules and premium rates issued by the Ministry of Finance be handled?
The insurance company and the project owner will agree on the conditions and insurance premium rates for special projects to ensure timely insurance coverage, but must report to the Ministry of Finance for monitoring and management.
How is the insurance premium calculated?
Insurance premiums are calculated based on the construction and installation premium rates that have been issued.
When does this Decision take effect?
This Decision takes effect from the date of signing and applies to insurance companies and project owners as stipulated in Decree No. 42/CP and Circular No. 65/TC/ĐTPT.
全文
| MINISTRY OF FINANCE |
SOCIALIST REPUBLIC OF VIET NAM
Independence – Freedom – Happiness
|
| Number: 104/TC-QĐ-TCNH | Hanoi, January 24, 1997 |
Pursuant to …;
Regarding amendment and supplementation to Decision No. 663 TC/QĐ-TCNH dated June 24, 1995 of the Ministry of Finance
dated June 24, 1995 of the Ministry of Finance
__________________
THE MINISTER OF FINANCE
BASED ON DECREE NO. 178/CP DATED OCTOBER 28, 1994 OF THE GOVERNMENT ON THE TASKS, POWERS AND ORGANIZATIONAL STRUCTURE OF THE MINISTRY OF FINANCE;
Pursuant to the Charter on "Investment Management and Construction" issued together with Decree No. 42/CP dated July 16, 1996 of the Government;
Pursuant to Circular No. 65/TC/ĐTPT dated November 2, 1996 of the Ministry of Finance guiding construction project insurance;
Upon the proposal of the Director of the Department of Financial Affairs of Banks and Financial Organizations.
DECISION:
Article 1. Issued together with this Decision is the Supplementary Insurance Fee Schedule for certain construction installation projects to the Construction Insurance Fee Schedule, Installation Insurance Fee Schedule, additional insurance fees, and deductible rates already issued together with Decision No. 663/TC/QĐ-TCNH dated June 24, 1995 of the Ministry of Finance.
Article 2. Amending Article 2 of Decision No. 663 TC/QĐ-TCNH dated June 24, 1995 as follows: Based on ensuring payment capacity, depending on specific time periods, insurance enterprises may proactively adjust the insurance fee rate within 25% compared to the prescribed fee schedule.
Article 3. For construction projects with special characteristics not mentioned or inadequately addressed in the rules and fee schedules issued by the Ministry of Finance, insurance enterprises and investors are permitted to negotiate conditions and fee schedules for special contents to promptly insure the project but must report to the Ministry of Finance for monitoring and management.
Article 4. The insurance fee is calculated in the project budget based on the construction and installation fee schedules that have been issued.
Article 5. This Decision takes effect from the date of signing and shall be applied to insurance enterprises and investors, construction consulting organizations, equipment suppliers, and contractors as stipulated in Decree No. 42/CP dated July 16, 1996 of the Government and Circular No. 65/TC/ĐTPT dated November 2, 1996 of the Ministry of Finance guiding construction project insurance.
Article 6. The Minister, Heads of Ministries equivalent to Ministries, Heads of Government Agencies, Chairmen of People's Committees of provinces and cities are responsible for implementing this Decision to investors under their jurisdiction.
Article 7. The Director of the Department of Financial Affairs of Banks and Financial Organizations, the General Director of the Investment and Development General Department, the Director of the Ministry of Finance Office, and heads of related units are responsible for inspecting and supervising the implementation of this Decision.
|
DEPUTY MINISTER
DEPUTY MINISTER
(Signed)
Le Thi Bang Tam
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SUPPLEMENTARY INSURANCE FEES FOR CERTAIN CONSTRUCTION INSTALLATION PROJECTS (Issued together with Decision No. 107 TC/QĐ-TCNH dated January 24, 1997 of the Ministry of Finance)
1. Supplementing Section I - Construction Insurance Fee Schedule:
| Basic fee (% of total construction cost) | Additional fee (% of total construction cost per year) |
Deductible amount | |||
| Code | Civil construction installation. m |
(insurance coverage period according to standard construction duration) | Earthquake risk (based on the sensitivity of the project) | Flood risk | (deductible amount) |
| 1) | (2) | (3) | (4) | (5) | (6) |
| 6000 | Water supply works: canals, reservoirs, valves, sluices | 06,5 | C | 0,30 | N ||| |
| 6200 | Dikes, dams, revetments, wharves | 10,0 | C | 0,30 | N ||| |
2. Supplementing Section II - Installation Insurance Fee Schedule:
| Project Name | Basic fee (% of total construction cost) | Additional fee (% of total construction cost per year) |
Deductible amount | ||
| Code | (machinery, equipment, or installation items) | (insurance coverage period according to standard construction duration) | Earthquake risk (based on the sensitivity of the project) | Typhoon and flood risk (based on the project's endurance capacity) |
(deductible amount) |
| (1) | (2) | (3) | (4) | (5) | (5) |
| 3592 | Electrical grid renovation | 3,2 | D | 1 | N ||| |
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DEPUTY MINISTER
DEPUTY MINISTER
(Signed)
Le Thi Bang Tam
|
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