Circular No. 36/2026/TT-NHNN amending and supplementing certain Circulars issued by the Governor of the State Bank of Vietnam on the management of monetary policy tools and the requirement for state credit institutions to maintain deposit balances at the Social Policy Bank due to changes in organizational structure.

CIRCULAR

Amending and supplementing certain Circulars of the Governor of the State Bank of Vietnam regarding the management of monetary policy tools and the maintenance of deposit balances by state credit institutions at the Social Policy Bank due to changes in organizational structure

Pursuant to Decree No. 26/2025/NĐ-CP of the Government stipulating the functions, tasks, powers, and organizational structure of the State Bank of Vietnam amended and supplemented by Decree No. 198/2026/NĐ-CP;

The Governor of the State Bank of Vietnam issues this Circular amending and supplementing certain Circulars of the Governor of the State Bank of Vietnam regarding the management of monetary policy tools and the maintenance of deposit balances by state credit institutions at the Social Policy Bank due to changes in organizational structure.

Pursuant to the Law on the State Bank of Vietnam No. 46/2010/QH12;

Pursuant to the Law on Credit Organizations No. 32/2024/QH15 amended and supplemented by Law No. 96/2025/QH15;

Article 1. Amending and supplementing certain provisions of Circular No. 14/2018/TT-NHNN guiding the implementation of measures to manage monetary policy tools to support credit institutions in lending for agricultural and rural development amended and supplemented by Circular No. 74/2025/TT-NHNN

Article 1.

Replacing the phrase

"Department of Credit for Economic Sectors"

with "Credit Department" in Clause 2 and Clause 3, Article 5, Clause 1, Clause 2, Point a, Clause 2a and Point a, Clause 4, Article 6, Annex I, Annex II. with the phrase Amending and supplementing certain provisions of Circular No. 24/2019/TT-NHNN on refinancing in the form of relending according to credit files for credit institutions amended and supplemented by Circular No. 76/2025/TT-NHNN in Clause 2 and Clause 3, Article 15, Clause 2 and Clause 3, Article 20, Point c, Clause 6, Article 21, Point c, Clause 2, Point c, Clause 2a, Clause 3, Point d, Clause 4, Point đ and Point e, Clause 5, Article 22, Annex 09.

Article 2. Amending and supplementing certain provisions of Circular No. 04/2021/TT-NHNN on refinancing for credit institutions after credit institutions lend to Vietnam Airlines Joint Stock Company and restructuring repayment terms, maintaining risk classification, and provisioning for risks related to debts of Vietnam Airlines Joint Stock Company due to the impact of the COVID-19 pandemic amended and supplemented by Circular No. 42/2024/TT-NHNN and Circular No. 16/2025/TT-NHNN

with "Credit Department" in Clause 2 and Clause 3, Article 5, Clause 1, Clause 2, Point a, Clause 2a and Point a, Clause 4, Article 6, Annex I, Annex II. with the phrase Amending and supplementing certain provisions of Circular No. 24/2019/TT-NHNN on refinancing in the form of relending according to credit files for credit institutions amended and supplemented by Circular No. 76/2025/TT-NHNN in the basis for issuance, Point b and Point c, Clause 1, Article 9, Clause 2, Point b, Clause 4 and Point a, Clause 4a, Article 14, Clause 2, Article 15, Annex III, Annex IV, Annex V.

Article 3. Article 4. Amending and supplementing certain provisions of Circular No. 10/2021/TT-NHNN on refinancing for the Social Policy Bank under Decision No. 23/2021/QĐ-TTg dated July 7, 2021 of the Prime Minister on implementing certain support policies for workers and employers affected by the COVID-19 pandemic

with "Credit Department" in Clause 2 and Clause 3, Article 5, Clause 1, Clause 2, Point a, Clause 2a and Point a, Clause 4, Article 6, Annex I, Annex II. with the phrase Amending and supplementing certain provisions of Circular No. 24/2019/TT-NHNN on refinancing in the form of relending according to credit files for credit institutions amended and supplemented by Circular No. 76/2025/TT-NHNN in Clause 4, Clause 5, Article 8, Point b, Clause 2, Point c, Clause 3, Point b, Clause 5, Article 9, Annex V, Annex VI, Annex VII.

Article 5. Amending and supplementing certain provisions of Circular No. 21/2021/TT-NHNN on the maintenance of deposit balances by state credit institutions at the Social Policy Bank amended and supplemented by Circular No. 71/2025/TT-NHNN

with "Credit Department" in Clause 2 and Clause 3, Article 5, Clause 1, Clause 2, Point a, Clause 2a and Point a, Clause 4, Article 6, Annex I, Annex II. with the phrase Amending and supplementing certain provisions of Circular No. 24/2019/TT-NHNN on refinancing in the form of relending according to credit files for credit institutions amended and supplemented by Circular No. 76/2025/TT-NHNN with the phrase “Credit Department”

in Point b, Point c, Clause 2, Article 6, Clause 2, Article 7, Recipient of Annex 03 and Annex 04.

with "Credit Department" in Clause 2 and Clause 3, Article 5, Clause 1, Clause 2, Point a, Clause 2a and Point a, Clause 4, Article 6, Annex I, Annex II. Heads of units under the State Bank of Vietnam, credit institutions, foreign bank branches, and the Social Policy Bank are responsible for organizing the implementation of this Circular.This Circular takes effect from July 1, 2026./. - To be filed: VT, PC Department, CSTT Department (03).

Article 6. Responsibility for Organizing Implementation

The heads of units under the State Bank of Vietnam, credit organizations, foreign bank branches, and the Social Policy Bank are responsible for organizing the implementation of this Circular.

Article 7. Implementation Provisions

This Circular takes effect from July 1, 2026./.