Decision No. 798/2002/QD-NHNN reduces the lending interest rate by 30% for state commercial banks' borrowers in Zone II mountainous areas within the scope of the Special Difficult Commune Program in the provinces of Gia Lai, Kon Tum, Dak Lak, and Lam Dong. The Decision takes effect from August 1, 2002, and replaces the previous interest rate reduction.
适用范围
State commercial banks, borrowers in Zone II mountainous areas within the scope of the Special Difficult Commune Program in the provinces of Gia Lai, Kon Tum, Dak Lak, and Lam Dong.
要点
- State commercial banks → reduce the lending interest rate by 30% compared to the normal interest rate for borrowers in Zone II mountainous areas within the scope of the Special Difficult Commune Program in the provinces of Gia Lai, Kon Tum, Dak Lak, and Lam Dong.
- This Decision → takes effect from August 1, 2002, and replaces the previous interest rate reduction of 15%.
- Loan balances and credit contracts signed but not fully disbursed by the end of July 31, 2002 → continue to be implemented according to the interest rate stipulated in the credit contract.
🌐 本文件的社会影响
- People and businesses in special difficult communes will save 30% on loan interest costs, helping to alleviate financial burdens.
- State commercial banks will have to adjust their interest rates according to the new regulations, which may affect their profits.
❓ 常见问题
By how much is the lending interest rate reduced?
The lending interest rate is reduced by 30% compared to the normal interest rate.
To which area does this Decision apply?
This Decision applies to borrowers in Zone II mountainous areas within the scope of the Special Difficult Commune Program in the provinces of Gia Lai, Kon Tum, Dak Lak, and Lam Dong.
When does the new interest rate take effect?
This Decision takes effect from August 1, 2002.
Credit contracts signed but not fully disbursed until when will continue to apply the old interest rate?
Credit contracts signed but not fully disbursed by the end of July 31, 2002 will continue to be implemented according to the interest rate stipulated in the credit contract.
What regulation does this Decision replace?
This Decision replaces the previous regulation reducing the lending interest rate by 15% for state commercial banks' borrowers in Zone II mountainous areas within the scope of the Special Difficult Commune Program.
全文
DECISION OF THE GOVERNOR OF THE STATE BANK OF VIETNAM
Regarding the reduction of 30% interest rate on loans from State Commercial Banks
for borrowers within the scope of the Special Difficult Commune Program in the provinces of Gia Lai, Kon Tum, Dak Lak, and Lam Dong
GOVERNOR OF THE STATE BANK OF VIETNAM
Pursuant to the Law on the State Bank of Vietnam and the Law on Credit Organizations dated December 12, 1997;
BASED ON DECREE NO. 15/CP dated March 2, 1993 of the Government on the tasks, powers, and responsibilities for state management of ministries and ministerial-level agencies;
Based on the directive of the Prime Minister in Document No. 754/CP-KTTH dated July 2, 2002 of the Government regarding the reduction of loan interest rates for borrowers within the scope of the Special Difficult Commune Program;
Article 1.
DECISION:
Article 1. Ministers, State Commercial Banks shall reduce the loan interest rate by 30% compared to the usual loan interest rate for borrowers in Region II mountainous areas within the scope of the Special Difficult Commune Program in the provinces of Gia Lai, Kon Tum, Dak Lak, and Lam Dong as stipulated in Decision No. 1232/1999/QĐ-TTg dated December 24, 1999 and Decision No. 42/2001/QĐ-TTg dated March 26, 2001 of the Prime Minister.
Article 2.
1. This Decision takes effect from August 1, 2002, replacing the 15% reduction in loan interest rates in Vietnamese dong for borrowers in Region II mountainous areas within the scope of the Special Difficult Commune Program in the provinces of Gia Lai, Kon Tum, Dak Lak, and Lam Dong applied according to Decision No. 141/2000/QĐ-NHNN1 dated April 21, 2000 of the Governor of the State Bank of Vietnam.
2. The outstanding loan balances and credit contracts signed with borrowers in Region II mountainous areas within the scope of the Special Difficult Commune Program in the provinces of Gia Lai, Kon Tum, Dak Lak, and Lam Dong that have not been disbursed or fully disbursed by the end of July 31, 2002, shall continue to be implemented according to the interest rates specified in the credit contracts.
Article 3. Heads of units under the State Bank of Vietnam, Governors of State Bank of Vietnam branches in provinces and centrally governed cities; Boards of Directors and General Managers (Directors) of State Commercial Banks are responsible for implementing this Decision./.
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