Circular No. 14/2022/TT-NHNN stipulates the job titles, code numbers, professional standards, and salary grading for banking civil servants.

CIRCULAR

Regulations on code numbers, professional standards, and salary grading

for banking specialized civil servants

On the basis of Law on the State Bank of Vietnam dated June 16, 2010;

On the basis of Civil Servants Law dated November 13, 2008; Law Amending and Supplementing Certain Provisions of the Civil Servants Law and the Public Officer Law dated November 25, 2019;

On the basis of Decree No. 138/2020/NĐ-CP dated November 27, 2020 of the Government on recruitment, utilization, and management of civil servants;

On the basis of Decree No. 123/2016/NĐ-CP dated September 1, 2016 of the Government on functions, tasks, powers, and organizational structure of Ministries and ministerial-level agencies, amended and supplemented by Decree No. 101/2020/NĐ-CP dated August 28, 2020 of the Government;

On the basis of Decree No. 16/2017/NĐ-CP dated February 17, 2017 of the Government on functions, tasks, powers, and organizational structure of the State Bank of Vietnam;

The phrase "or examination" is abolished pursuant to Clause 6, Article 8 of Circular No. 15/2025/TT-BVHTTDL dated November 25, 2025, of the Minister of Culture, Sports and Tourism amending and supplementing certain articles of Circulars prescribing job codes, qualification standards, and salary grades for civil servants in the heritage culture, library, grassroots cultural activities, sports, fine arts, art performance, film, and cultural propaganda sectors, which takes effect from January 15, 2026.

After reaching consensus with the Ministry of Home Affairs, the Governor of the State Bank of Vietnam issues this Circular to regulate code numbers, professional standards, and salary grading for banking specialized civil servants.

PART I
GENERAL PROVISIONS

Article 1. Scope of Regulation and Applicability

Article 1. This Circular regulates code numbers, professional standards, and salary grading for banking specialized civil servants.

Article 2. This Circular applies to civil servants working at units under the State Bank of Vietnam (referred to as the State Bank).

Article 2. Positions and code numbers of banking specialized civil servant ranks, including:

Article 3. General Standards on Moral Qualities

1. Firm political conviction, steadfast in Marxism-Leninism and Ho Chi Minh Thought; familiar with Party guidelines, policies, and state laws; loyal to the country; protect national interests and people's benefits.

2. Fully fulfill the duties of a civil servant as prescribed by law; strictly comply with superior assignments; adhere to laws, maintain discipline and administrative order; set a good example in following internal regulations and rules of the agency.

3. Devoted, responsible, honest, impartial, fair, and exemplary in performing public duties; courteous, cultured, and appropriate in communication and service to the people.

4. Live a healthy lifestyle, modest, united; thrifty, honest, dedicated, and impartial; not exploit public affairs for personal gain; not be bureaucratic, corrupt, wasteful, or negative.

5. Continuously have a sense of learning and training to improve political qualities, moral conduct, and professional competence and capacity.

Chapter II
RESPONSIBILITIES, TASKS, STANDARDS, AND SALARY GRADING FOR BANKING SPECIALIZED CIVIL SERVANTS

Article 4. Senior Banking Inspector Rank

1. Responsibilities

A civil servant with the highest level of expertise in internal control and internal auditing, responsible for researching, advising, evaluating, formulating macro policies, or leading and directing the implementation of policies and laws on internal control and internal auditing of the State Bank.

2. Tasks

a) Lead the development and improvement of institutional frameworks or regulatory documents, policies, projects, programs, and plans regarding internal control and auditing of the State Bank; directly examine and conclude on complex professional issues;

b) Lead the implementation of internal control and auditing related to multiple areas of activity of the State Bank; directly direct and carry out regular and surprise inspections; audit compliance with regulations, rules, and systems within the State Bank system; prepare reports on internal control and auditing, draft inspection records, propose measures to address deficiencies and violations of inspected units;

c) Lead or participate in developing mechanisms, regulations, and procedures for internal control and auditing of the State Bank, and operational regulations for banking activities;

d) Lead the compilation of materials, development of training content and programs, and guidance on professional matters; organize specialized training sessions for principal inspectors and banking inspectors;

đ) Lead or participate in research topics, projects, and scientific works at the sector level concerning internal control and auditing of the State Bank and other banking fields to improve and enhance the effectiveness of State Bank operations;

e) Direct and guide the implementation of internal control management regulations and propose effective solutions;

g) Organize summaries, evaluations, and lessons learned from internal control and auditing work, and propose amendments and improvements to internal control and auditing procedures and banking operations.

3. Professional Qualification Standards

a) Proficient in Party guidelines, laws, development directions, strategies, and policies of the industry; understand the activities of the State Bank and professional knowledge and skills in internal control and auditing;

b) Capable of researching and drafting regulatory documents, projects, and action plans; capable of advising on strategic planning, planning, and policy formulation linked to professional activities and internal control and auditing of the State Bank;

c) Develop methods to improve management practices in the banking industry;

d) Develop plans for organizing internal control and auditing activities of the State Bank;

đ) Able to analyze, synthesize, and propose solutions to improve or resolve issues related to banking activities; evaluate the performance and management areas of the State Bank.

e) Master and proactively update the situation and trends in the development of the industry and field regarding domestic and international banking supervision and auditing; have the ability to research, summarize, and evaluate in the work of banking supervision and auditing at the State Bank of Vietnam.

g) Possess skills in drafting, presenting, defending, building, and implementing projects, proposals, programs related to the management domain of the State Bank of Vietnam, and its supervisory and auditing work.

h) Possess basic information technology skills and be able to use foreign languages as required by the job position.

i) Have experience in monetary operations, credit, and banking business areas.

4. Educational and Training Standards

a) Hold a bachelor's degree or higher in economics, finance, banking, accounting, auditing, information technology, construction, or law.

b) Hold a certificate of advanced political theory or a certificate of advanced political theory and administration, or have a document confirming equivalent advanced political theory level issued by an authorized agency.

c) Hold a certificate for training in state management knowledge and skills for high-level clerical civil servants (or equivalent), or hold a certificate of advanced political theory and administration.

5. Requirements for civil servants participating in the promotion examination to the Senior Banking Inspector rank

a) Currently holding the position of Chief Banking Inspector, with at least six years of service in that position or an equivalent position. In cases where the equivalent time is counted towards the Chief Banking Inspector position, the minimum tenure in the Chief Banking Inspector position must be at least one year (twelve months) up to the deadline for submitting registration documents for the promotion examination.

b) During the period of holding the Chief Banking Inspector position or an equivalent position, have led the establishment, reviewed at least two regulatory documents or topics, proposals, projects, national-level scientific research programs, ministry-level, sectoral, or provincial-level programs, which have been issued or accepted by the competent authority. Specifically:

There is a decision from an authorized person appointing participation in the Drafting Board or Drafting Team of regulatory documents, or a document assigning the task of leading the establishment from an authorized person in cases not required to establish a Drafting Board or Drafting Team according to the Law on Issuing Regulatory Documents.

There is a decision from an authorized person appointing participation in the Steering Committee, Head Committee, Drafting Board of topics, proposals, projects, national-level, ministry-level, sectoral, or provincial-level scientific research programs, or a document assigning the task from an authorized person regarding leading the preparation of review reports and amendments to regulatory documents.

Article 5. The Chief Banking Inspector Rank

1. Responsibilities

Is a civil servant with high expertise in internal control and internal auditing, responsible for researching and establishing policies or performing advisory tasks, assisting leadership, or leading internal control and internal auditing tasks at the State Bank of Vietnam.

2. Tasks

a) Lead or participate in researching, establishing, and perfecting systems, mechanisms, regulations, programs, plans for supervising and auditing assigned business activities; organize the implementation of supervising and auditing assigned business activities.

b) Summarize and report on the results of supervising and auditing assigned fields; propose measures to address deficiencies in supervised and audited units and bear responsibility before the head of the unit and the law for their recommendations.

c) Organize, guide, monitor, and inspect the implementation of systems, policies, and professional activities concerning supervising and auditing at the State Bank of Vietnam; propose measures to enhance the effectiveness and efficiency of supervising and auditing activities at the State Bank of Vietnam.

d) Direct auditing and supervisory activities; analyze and evaluate experiences in supervising and auditing activities; recommend improvements and revisions to internal control and auditing procedures and banking operation mechanisms at the State Bank of Vietnam.

đ) Participate in developing internal control and auditing procedures at the State Bank of Vietnam, mechanisms, and regulations on banking activities; study and develop topics, proposals, and scientific research projects to innovate and improve management mechanisms, enhancing the effectiveness and efficiency of State Bank of Vietnam operations.

e) Participate in developing content, compiling training materials, programs for training and guiding professional activities for banking inspectors and those involved in internal control and auditing at the State Bank of Vietnam.

3. Professional Qualification Standards

a) Master the Party's guidelines and policies, state laws, and industry policies regarding banking activities.

b) Master the State Bank of Vietnam's supervisory and auditing practices; effectively guide and manage the activities of inspectors and members of inspection and auditing teams; verify the conclusions of inspectors.

c) Possess the ability to participate in drafting regulatory documents, proposals, projects, and guidance on implementing systems, policies, and regulations concerning supervising and auditing at the State Bank of Vietnam.

d) Be proficient in the principles and systems of internal control and auditing practices at the State Bank of Vietnam.

đ) Master and proactively update the situation and trends in the development of the industry and field regarding domestic and international banking supervision and auditing; build and perfect research methods and propose improvements to management practices in the banking industry.

e) Analyze, synthesize, and evaluate various aspects of business activities in a unit or management area of the State Bank of Vietnam.

g) Implement the requirements of supervising and auditing activities independently.

h) Possess the ability to work independently or in a team; possess skills in drafting documents and presenting issues assigned for research and advisory purposes.

i) Possess basic information technology skills and be able to use foreign languages or ethnic minority languages if working in regions inhabited by ethnic minorities, as required by the job position.

4. Educational and Training Standards

a) Hold a bachelor's degree or higher in economics, finance, banking, accounting, auditing, information technology, construction, or law.

b) Hold a certificate for training in state management knowledge and skills for civil servants at the rank of Senior Clerk (or equivalent) or hold a Master's degree in Political Theory and Administration.

5. Requirements for civil servants participating in the examination to be promoted to the rank of Senior Banking Inspector.

a) Have held the rank of Banking Inspector or equivalent for at least nine years (excluding the probationary period and trial period). In cases where the equivalent time to the rank of Banking Inspector is recognized, the minimum time required holding the rank of Banking Inspector shall be at least one year (twelve months) up to the deadline for submitting registration forms for the examination to be promoted.

b) During the time holding the rank of Banking Inspector or equivalent, have participated in drafting, reviewing at least one regulatory document or research topic, project, program from the grassroots level upwards, which has been promulgated or accepted by the competent authority.

Article 6. The Rank of Banking Inspector

1. Responsibilities

Is a civil servant with basic professional and vocational qualifications in internal control and internal auditing, responsible for researching, building, and organizing the implementation of tasks related to internal control and internal auditing of the State Bank.

2. Tasks

a) Drafting or participating in drafting mechanisms, regulations, plans on internal control and auditing of the State Bank in accordance with the provisions of the law;

b) Directly performing auditing tasks within the assigned scope; proposing measures to address deficiencies and violations found during audits and bearing responsibility before the head of the unit and the law for such proposals;

c) Summarizing, evaluating, and drawing lessons from internal control and auditing activities of the State Bank within the assigned tasks to ensure strict and effective implementation of internal control and auditing activities of the State Bank; on this basis, proposing supplements and amendments to the internal control and auditing procedures of the State Bank;

d) Monitoring, summarizing, and reporting on the results of internal control and auditing, while proposing measures to enhance the effectiveness and efficiency of internal control and auditing work.

3. Professional Qualification Standards

a) Proficient in the Party's policies and guidelines, laws relating to the industry and field of work, objectives and management subjects, systems of principles and mechanisms for business operations within the scope of work;

b) Having basic knowledge about the functions and responsibilities of the State Bank, the business operations of the State Bank;

c) Understanding the contents and procedures of internal control and auditing operations of the State Bank; being able to analyze, synthesize, and evaluate various aspects of business operations at units under the State Bank;

d) Being capable of participating in building and guiding the implementation of systems, policies, and regulations on internal control and auditing of the State Bank; having the ability to participate in research to support management and handle management information;

đ) Being capable of independently organizing work or coordinating with relevant organizations and individuals to carry out assigned tasks; possessing writing skills and the ability to present issues for advisory and proposal purposes;

e) Possessing basic information technology skills and being able to use foreign languages or ethnic minority languages for civil servants working in areas inhabited by ethnic minorities as required by job positions.

4. Educational and Training Standards

a) Hold a bachelor's degree or higher in economics, finance, banking, accounting, auditing, information technology, construction, or law.

b) Hold a certificate for training in state management knowledge and skills for civil servants at the rank of Clerk (or equivalent).

5. Requirements for civil servants transferring from the rank of Clerk and equivalent to the rank of Banking Inspector

Have at least two years of work experience in the banking sector, including at least one year (twelve months) of work in internal control and auditing at the State Bank (excluding the probationary period and trial period).

Article 7. Cash Vault Officer, Bank Treasury Officer

1. Responsibilities

Is a specialized civil servant in the banking profession, responsible for managing and ensuring absolute security of all types of assets stored in the State Bank's cash vault according to assigned tasks, stationed at units under the State Bank.

2. Tasks

a) Carry out cash and valuable asset receipts and payments (inflows and outflows), securities transactions accurately, promptly, and completely in accordance with authorized orders, valid accounting vouchers, and lawful procedures;

b) Open cash registers; ledgers for each type of currency and asset; inventory cards; other necessary books; record and keep books and documents fully, clearly, and accurately;

c) Organize neat and scientific arrangement of cash and assets in the cash vault, ensuring cleanliness; apply necessary measures to ensure the quality of cash and assets in the cash vault;

d) Participate in periodic or ad hoc inventory checks of assets in the cash vault to ensure consistency between actual stock and accounting records and cash registers, inventory cards;

đ) Manage and hold keys to locks securing assets in the cash vault, storage room doors, and asset protection equipment (safes, iron cabinets); personally responsible for assets in the cash vault within assigned tasks;

e) Fully implement reporting and inventory checking systems in accordance with state regulations and industry standards;

3. Professional Qualification Standards

a) Proficient in State Bank cash management procedures and related laws;

b) Understand state legal documents regarding responsibilities for safekeeping assets;

c) Master administrative procedures of the State Bank and unit;

d) Understand functions and tasks of the industry and unit;

đ) Properly execute procedures for processing vouchers, recording cash registers, and inventory cards;

e) Skilled in bank cash operations and bank business practices;

g) Able to use machinery, equipment, and technical tools related to cash vault security;

4. Educational and Training Standards

Hold a college degree or higher in economics, finance, banking, accounting, or auditing;

5. Requirements for civil servants applying for promotion to the Cash Vault Officer, Bank Treasury Officer rank

Have held the Currency and Treasury Clerk rank for at least three years (excluding probation and trial periods). In cases with equivalent experience, the minimum tenure is one year (twelve months) up to the application deadline for the promotion examination.

Article 8. Currency and Treasury Clerk

1. Responsibilities

Is a specialized civil servant in the banking profession, performing duties supporting treasury operations, stationed at units under the State Bank.

2. Tasks

a) Carry out cash and valuable asset handovers, counting, sorting, selection, packaging, loading, and transportation;

b) Be responsible for cash, valuable assets, and securities within the scope of custody, transportation, loading, counting, sorting, selection, and packaging assigned;

c) Monitor, record, and update cash and valuable asset ledgers and other documents fully, clearly, and accurately;

d) Adhere to end-of-day asset inventory and cash vault entry procedures for asset preservation after daily working hours;

đ) Prepare relevant statistical reports when assigned;

e) Guide customers to comply with internal rules and regulations during transactions and inform them about identifying and exchanging non-circulating money as prescribed;

g) Detect counterfeit and damaged money when executing assigned tasks;

h) On-site check conditions for secure cash and asset receipt and dispatch in the cash vault and during loading and transportation as directed;

i) Monitor cash vault safety during working hours; control and supervise personnel entering the cash vault; inspect compliance with cash vault entry and exit regulations; have the authority to inspect and verify individuals entering and exiting the cash vault if suspicious;

k) Implement predetermined targets for cash counting and inflow-outflow activities;

3. Professional Qualification Standards

a) Master cash management policies and cash vault and treasury management systems of the State Bank;

b) Understand State Bank regulations on torn, damaged, and non-circulating money exchange;

c) Proficient in money classification, distinguishing genuine from counterfeit money; procedures and processes for counting, packaging, handover, and cash inflow-outflow, and cash preservation;

d) Guide customers to properly follow procedures for withdrawing and depositing money at banks;

đ) Skilled in using money counters and other auxiliary tools;

4. Educational and Training Standards

Hold a diploma degree or higher in economics, finance, banking, accounting, or auditing.

Article 9. Principles for Salary Classification of Specialized Bank Civil Servant Ranks

1. The appointment and salary classification into specialized bank civil servant ranks as stipulated in this Circular must be based on the job position, responsibilities, tasks, and professional duties undertaken by the civil servant.

2. When transferring from the current civil servant rank to a specialized bank civil servant rank as prescribed in this Circular, it shall not be combined with an increase in salary grade or promotion in civil servant rank.

Article 10. Salary Classification of Specialized Bank Civil Servant Ranks

1. The specialized bank civil servant ranks specified in this Circular apply Table 2 (Table of Professional and Technical Salaries for Officials and Civil Servants in State Agencies) issued together with Decree No. 204/2004/ND-CP dated December 14, 2004 of the Government on the Remuneration System for Officials, Civil Servants, Public Employees, and Armed Forces Personnel (as amended and supplemented) as follows:

a) The Senior Banking Inspector rank applies the civil servant salary table type A3, group 1 (A3.1), from coefficient 6.20 to coefficient 8.00;

b) The Principal Banking Inspector rank applies the civil servant salary table type A2, group 1 (A2.1), from coefficient 4.40 to coefficient 6.78;

c) The Banking Inspector rank applies the civil servant salary table type A1, from coefficient 2.34 to coefficient 4.98;

d) The Bank Storekeeper rank applies the civil servant salary table type A0, from coefficient 2.10 to coefficient 4.89;

đ) The Currency and Treasury Clerk rank applies the civil servant salary table type B, from coefficient 1.86 to coefficient 4.06.

2. The transfer of salary for civil servants moving from their current specialized civil servant ranks to the specialized bank civil servant ranks as stipulated in this Circular shall be carried out according to the guidelines set forth in Clause 2, Section II of Circular No. 02/2007/TT-BNV dated May 25, 2007 of the Ministry of Home Affairs guiding the classification of salaries when promoting ranks, transferring ranks, and changing types of civil servants and public employees.

Chapter III
IMPLEMENTING PROVISIONS

Article 11. Effective Date

1. This Circular takes effect from January 1, 2023, and replaces Circular No. 12/2019/TT-NHNN dated August 19, 2019 of the Governor of the State Bank of Vietnam on the Position Titles, Rank Codes, Professional Standards, and Methods of Salary Classification for Specialized Bank Civil Servant Ranks (referred to as Circular No. 12/2019/TT-NHNN).

2. In cases where the legal regulations cited in this Circular are amended, supplemented, or replaced, they shall be applied according to the amended, supplemented, or replaced regulations.

3. The professional standards of specialized bank civil servant ranks serve as the basis for implementing recruitment, salary classification, rank transfer, rank promotion, utilization, and management of specialized bank civil servants.

4. Civil servants who have been appointed to the Senior Banking Inspector rank, Principal Banking Inspector rank, and Banking Inspector rank in accordance with the law before the effective date of this Circular shall be deemed to meet the professional and specialized requirements of the specialized bank civil servant ranks as prescribed in this Circular corresponding to the rank already appointed.

5. For civil servants currently holding the Bank Storekeeper rank (rank code: 07.048) or the Bank Treasury Keeper rank (rank code: 06.034) as stipulated in Circular No. 12/2019/TT-NHNN, if they meet the conditions and standards of the Bank Storekeeper and Treasury Keeper rank (rank code: 07.048), they may be transferred to the Bank Storekeeper and Treasury Keeper rank as prescribed in Article 7 of this Circular. For civil servants currently holding the Auditor rank (rank code: 07.047) as stipulated in Circular No. 12/2019/TT-NHNN, they may be transferred to the Currency and Treasury Clerk rank (rank code: 07.047) as prescribed in Article 8 of this Circular.

In cases where civil servants do not meet the conditions and standards to transfer to the Bank Storekeeper and Treasury Keeper rank, or the Currency and Treasury Clerk rank as prescribed in Articles 7 and 8 of this Circular, they shall continue to be classified under their current civil servant rank for a period of five years from the effective date of this Circular. Within three years from the effective date of this Circular, for civil servants with more than five years of service until retirement, the employing agency must arrange for them to study and improve their qualifications to meet the standards of the Bank Storekeeper and Treasury Keeper rank, or the Currency and Treasury Clerk rank as prescribed in this Circular. If civil servants are assigned to study but do not participate or fail to meet the required standards, the employing agency shall report to the civil servant management agency to consider reassigning work suitable to their training level or implement staff reduction according to the law.

Article 12. Implementation Organization

The Director of the Office, Heads of the Cadres and Civil Servants Department, and Heads of units under the State Bank of Vietnam are responsible for organizing the implementation of this Circular./.